BAC Credomatic Panama review
Updated October 14, 2026 · DebitCue Editorial Team
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Our verdict
BAC Credomatic Panama describes adding a digital debit card to a digital wallet for mobile NFC payments at merchants.
Key facts
- Best for
- BAC Credomatic Panama customers looking at mobile NFC use for a digital debit card
- Card type
- Debit (Source, checked September 26, 2026)
- Card network
- Mastercard (Source, checked September 26, 2026)
- Legal entity
- Banco de América Central, S.A. (Source, checked September 26, 2026)
- Headquarters
- Costa Rica (Source, checked September 26, 2026)
- Founded
- 1952 (Source, checked September 26, 2026)
- Support channels
- Help-centre (Source, checked September 26, 2026)
- Features
- Multi-currency
- Audience
- Students
- Official website
- baccredomatic.com
Credit cards
- Rewards type
- Points (Source, checked September 26, 2026)
- Rewards rate
- 1 point per dollar; up to 6% on fuel; 5% at supermarkets (Source, checked September 26, 2026)
- Perks
- Points rewards, Travel miles, Fuel discounts, Supermarket cashback (Source, checked September 26, 2026)
- Cashback rate
- 5% to 6% (Source, checked September 26, 2026)
- Card kind
- Credit (Source, checked September 26, 2026)
- Legal entity
- Banco de América Central, S.A. (Source, checked September 26, 2026)
- Headquarters
- Costa Rica (Source, checked September 26, 2026)
- Founded
- 1952 (Source, checked September 26, 2026)
- Support channels
- Help-centre (Source, checked September 26, 2026)
- Pricing model
- No annual fee
- Features
- Multi-currency
- Audience
- Students
Pros
Pros
- BAC Credomatic Panama describes adding a digital debit card to a digital wallet for mobile NFC payments at merchants.
- The page does not establish universal merchant acceptance, current fees or eligibility.
Who it suits
- BAC Credomatic Panama customers looking at mobile NFC use for a digital debit card
Everyday
BAC Credomatic Panama describes adding a digital debit card to a digital wallet for mobile NFC payments at merchants. The page does not establish universal merchant acceptance, current fees or eligibility.
How BAC Credomatic Panama compares
Where BAC Credomatic Panama is available
- Available
- Bahamas, Costa Rica, El Salvador, Guatemala, Honduras, Nicaragua, Panama
- Licence in Nicaragua
- SIBOIF, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Which company operates BAC Credomatic Panama?+
BAC Credomatic Panama is operated by Banco de América Central, S.A.. (Source, checked September 26, 2026)
Where is BAC Credomatic Panama based?+
BAC Credomatic Panama is based in Costa Rica. (Source, checked September 26, 2026)
When was BAC Credomatic Panama founded?+
BAC Credomatic Panama was founded in 1952. (Source, checked September 26, 2026)
How can I contact BAC Credomatic Panama support?+
BAC Credomatic Panama offers support through Help-centre. (Source, checked September 26, 2026)
Sources
- baccredomatic.com/es-ni checked September 26, 2026
Backs: Audience, Support channels
“Juvenil BAC Clásica”
- baccredomatic.com/es-ni/personas/tarjetas checked September 26, 2026
Backs: Card kind, Cashback rate, Pricing model, Perks, Rewards rate, Rewards type
“La Colonia Mastercard: 5% discount; GasCard VISA: up to 6% on fuel”
- baccredomatic.com/es-ni/personas/tarjetas/debito/bac-debi... checked September 26, 2026
Backs: Card type, Features, Card network
“Tarjeta BAC Débito MasterCard Internacional”
- cgaa.org/article/bac-credomatic checked September 26, 2026
Backs: Headquarters
“BAC Credomatic is a financial group in Central America with headquarters in San José, Costa Rica”
- everydaynicaragua.com/business/bac-credomatic checked September 26, 2026
Backs: Founded
“BAC Nicaragua, a bank established in 1952”
- siboif.gob.ni/instituciones/banco-de-america-central-sa checked September 26, 2026
Backs: Legal entity, Licences
“BANCO DE AMERICA CENTRAL, S.A.”
Compiled from 6 source pages, checked October 14, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.
Related by the facts
BAC Credomatic Panama
BAC Credomatic Panama customers looking at mobile NFC use for a digital debit card