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Bancolombia Credit card
Bancolombia Visa Oro
Points
VISA
Apply for Bancolombia Visa Oro

On Bancolombia's secure site

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Credit card Bancolombia Visa

Card review

Bancolombia Visa Oro

4.5 4.5 out of 5 9.0/10 DebitCue Score Verified

Mid-tier Visa with extended warranty and up to USD 1,000 purchase protection

Fee
36,990 COP/mo (≈ $9)
Waived first 5 months if applied online
Purchase APR
from 28.75%
Interest-free
-
Foreign fee
None
Rewards
6 Puntos Colombia per COP 5,300 in domestic purchases

Our verdict

What stands out, and where it falls short.

What we like

  • 6 Puntos Colombia per COP 5,300 in domestic purchases
  • No foreign transaction fees
  • Travel insurance included
  • Pay in installments

Worth weighing

  • 36,990 COP/mo (≈ $9) card fee

Who It Is For

Whether the Bancolombia Visa Oro fits how you actually spend.

Pick it if you are

  • Frequent travelers
  • People who want rewards on their spending
  • People who pay big purchases off over time

Skip it if you are

  • Light spenders who won't beat the 36,990 COP/mo (≈ $9) fee

Rates and fees

As of

All amounts shown in COP.

Card fee
36,990 COP/mo (≈ $9)
Purchase APR
from 28.75%
Interest-free period
-
Foreign transaction fee
None
Monthly interest rate
2.1285% MV

Rewards and features

Rewards
6 Puntos Colombia per COP 5,300 in domestic purchases
Installments
Up to 36 months
Pay with
Apple Pay, Google Pay, Contactless

Benefits and perks

Extras that come bundled with the card.

  • Extended warranty up to 1 additional year
  • Purchase protection up to USD 1,000
  • Price protection up to USD 400
  • Travel insurance up to USD 250,000

Eligibility

What you need before you apply.

Minimum income
1 SMMLV
Credit limit
COP 5,000,000 – 50,000,000
Age range
18–84 years

Bancolombia Visa Oro: your questions answered

How much does the Bancolombia Visa Oro cost?
The Bancolombia Visa Oro costs 36,990 COP/mo (≈ $9). Waived first 5 months if applied online.
What rewards does the Bancolombia Visa Oro earn?
The Bancolombia Visa Oro earns 6 Puntos Colombia per COP 5,300 in domestic purchases.
Does the Bancolombia Visa Oro charge foreign transaction fees?
No - the Bancolombia Visa Oro has no foreign transaction fees, so it suits spending abroad.
What is the interest rate on the Bancolombia Visa Oro?
The Bancolombia Visa Oro has a purchase APR of from 28.75%.
Can I pay in installments with the Bancolombia Visa Oro?
Yes - Up to 36 months.
Is the Bancolombia Visa Oro a credit, debit or prepaid card?
The Bancolombia Visa Oro is a credit card issued by Bancolombia on the Visa network.
Does the Bancolombia Visa Oro support Apple Pay and Google Pay?
Yes - the Bancolombia Visa Oro works with both Apple Pay and Google Pay.
Where can I get the Bancolombia Visa Oro?
The Bancolombia Visa Oro is currently offered in Argentina, Brazil, Chile, Colombia, Ecuador, Mexico, Peru, Uruguay.
How does DebitCue rate the Bancolombia Visa Oro?
DebitCue rates the Bancolombia Visa Oro 4.5 out of 5 (9.0/10), scored on the same factors as every card - fees, rewards, perks and ease of use.
How do I apply for the Bancolombia Visa Oro?
Use the Apply now button to continue on Bancolombia's secure site. Comparing and applying through DebitCue is free.

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