Bancolombia Visa Oro review

The annual fee is COP 0, and the model is no annual fee. The median annual fee across the credit card listings is €0, so this card sits with the no fee group rather than near the top of the range at €144.

Rewards type is none, so spending does not earn points, cashback or miles. What sits alongside is practical: a discount at selected restaurants through the American Express Dining Program, regular offers on the card, and the ability to switch it on and off in the Mi Bancolombia app.

The network is mastercard, and the card kind is credit. Across the listings, 58.6% of cards are Visa and 38.5% are Mastercard, with Mastercard making up 37.6% of the credit card group.

Support runs on help centre, phone and chat. That covers a help centre, a phone line, chat and the community, so most questions can be raised in the app or by phone. There is no branch or email line on that list, so keep your account details ready when you call.

The audience covers business and kids, and the legal entity is Bancolombia S.A., based in Colombia. Business spending and family use are the two clear fits, and the app controls make it easy to switch the card off when the balance is high.

Yes. A monthly instalment can be reduced or changed, so you can lower the payment in a tight month without closing the card. virtual card and travel covers a virtual card and travel use, and the same app control shows what is still owed before you spend more.

Currencies covered number 2, so the account suits everyday spending at home more than multi-currency use. Cards with multi-currency features make up 34.9% of the listings, which is worth weighing if you travel or buy abroad often.

Card kind is credit, so you revolve a balance and repay it monthly rather than spending straight from your own money. Credit cards account for 96.8% of the listings, so a revolving card is the common shape of card here.