Bank of Africa review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Bank of Africa suits students in Morocco who want a straightforward Visa debit card, and the trade-off is the standing monthly charge: fees of MAD 25 apply to the account, against a typical debit card monthly fee of €0 on DebitCue. Simple to run, but you pay to hold it.
Key facts
- Best for
- A student in Morocco who wants a basic multi-currency Visa debit card.
- Monthly fee
- MAD 25 (Source, checked September 26, 2026)
- Card type
- Debit (Source, checked September 26, 2026)
- Card network
- Visa (Source, checked September 26, 2026)
- Legal entity
- BMCE Bank of Africa (Source, checked September 26, 2026)
- Headquarters
- Morocco (Source, checked September 26, 2026)
- Support channels
- Chat, Help-centre (Source, checked September 26, 2026)
- Features
- Multi-currency
- Audience
- Students
- Official website
- bankofafrica.ma
Credit cards
Apps and profiles
Pros and cons
Pros
- Multi-currency support (multi currency) on a card aimed squarely at students
- Runs on Visa, the network behind 59.8% of the debit cards in this comparison
- Student focus: student cards make up 96.7% of this comparison
Cons
- Fees of MAD 25 a month, where the typical debit card charge is €0
- Support runs on chat and help centre only, with no phone line listed
- The card is a debit card (debit), so there is no credit line and nothing earned back on spending
Who it suits
- Students in Morocco paying everyday bills and spending abroad
- Anyone banking in Morocco who wants a card that handles several currencies
- Holders happy to pay a standing monthly fee for a bank account
Who should look elsewhere
- Wise, if you would rather hold no standing monthly charge: its monthly fee is £0 and it is built around multi-currency spending rather than a Moroccan bank account
- Varo Believe Secured Credit Card, if you want credit rather than a debit balance, since its monthly fee is $0 and it is a secured credit card
- Chime Card, if a secured Visa credit card is the product you are shopping for, with a monthly fee of $0 on an account of that kind
Who runs it
The card is issued by BMCE Bank of Africa (BMCE Bank of Africa), the banking group based in Morocco (MA). Support runs on chat and help centre, so queries about the account, the Visa debit card and multi-currency use go to the bank rather than to a separate app maker. Phone and branch channels are not part of that list, which matters if you prefer to talk to someone.
How Bank of Africa compares
Where Bank of Africa is available
- Available
- Morocco
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does the card cost each month?+
The account carries a monthly charge, and fees of MAD 25 apply. For context, the typical monthly fee on DebitCue is €0, and the highest charges in the debit ranking reach €83.23. A student who barely uses the account still pays that fee for holding it.
Is this a debit card or a credit card?+
It is a debit card (debit), so spending draws on money in the account and there is no credit line to build a record with. Debit cards cover 100% of this comparison, with prepaid cards at 20.4%. A credit card would suit readers who want to borrow.
Which network does the card run on?+
The card runs on Visa (visa). Visa is the most common network among the debit cards in this comparison at 59.8%, and 58.6% of the cards across the site use it too. The card also supports multi-currency use (multi currency), so spending abroad runs on the same balance.
Can I hold more than one currency?+
Yes. Multi-currency support is listed as a feature (multi currency), so money can be held and spent across currencies rather than converted from a single balance. Multi-currency cards sit at 34.9% in this comparison, so the feature is common; the point of Bank of Africa is that it comes with a bank account behind it.
Who is the card aimed at?+
Students. The card is listed for a student audience (student), and student cards make up 96.7% of the cards in this comparison. That shapes the offer: a bank debit card with multi-currency support and a monthly charge, rather than a student account built around discounts or free withdrawals.
How do I get help with the account?+
Support runs on chat and help centre, so chat and a help centre are the ways in. A help centre is the most common support route in this comparison at 75.6%, and chat is used by 35.1% of the cards listed. Phone is a separate choice, made by 67.3% of cards, and it is not one of the options here.
Who runs the account?+
The card comes from BMCE Bank of Africa (BMCE Bank of Africa), the bank based in Morocco (MA). It is a bank account rather than a standalone card product, so fees, currency use and support all sit with the bank. Multi-currency support (multi currency) is handled on the same account.
How does the cost compare with free alternatives?+
The card is not free to hold: fees of MAD 25 apply each month, while Wise charges £0 a month and the Varo Believe Secured Credit Card charges $0. The trade-off is a bank account with a bank behind it rather than a standalone account.
Sources
- bankofafrica.ma checked September 26, 2026
Backs: Features, Headquarters, Legal entity, Support channels
“payment methods in dirhams or foreign currency”
- bankofafrica.ma/fr/particuliers/choisir-ma-carte checked September 26, 2026
Backs: Audience, Card type, Card network
“Jeunes Campus card for students”
- wafir.ma/en/institutions/bmce-bank-of-africa checked September 26, 2026
Backs: Monthly fee
“MAD 25/month for a standard checking account”
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.
Related by the facts
Bank of Africa
A student in Morocco who wants a basic multi-currency Visa debit card.