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BBK review

Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026

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Our verdict

BBK suits Bahrain residents who want a debit card for everyday spending plus a credit card that earns points. The credit card carries an annual fee of BHD 5.50, and the reward is points rather than cashback, so the value depends on how often the card is used and redeemed.

Key facts

Best for
Everyday spending in Bahrain with a rewards credit card alongside a debit card.
Annual fee
BHD 5.50 (Source, checked September 26, 2026)
Rewards type
Points (Source, checked September 26, 2026)
Card kind
Credit (Source, checked September 26, 2026)
Legal entity
Bank of Bahrain and Kuwait B.S.C. (Source, checked September 26, 2026)
Headquarters
Bahrain (Source, checked September 26, 2026)
Founded
1971 (Source, checked September 26, 2026)
Support channels
Phone (Source, checked September 26, 2026)
Features
Rewards
Official website
bbkonline.com

Debit cards

Card type
Debit (Source, checked September 26, 2026)
Legal entity
Bank of Bahrain and Kuwait B.S.C. (Source, checked September 26, 2026)
Headquarters
Bahrain (Source, checked September 26, 2026)
Founded
1971 (Source, checked September 26, 2026)
Support channels
Phone (Source, checked September 26, 2026)
Features
Rewards

Apps and profiles

Get the app
Google Play

Pros and cons

Pros

  • The credit card annual fee is BHD 5.50, below the site median of €0 and well under the rewards ranking median of €0
  • Rewards run on points rather than cashback, matching most of the rewards category at 88.4%
  • Two card types in one family: a debit card and a credit card
  • Support runs on phone

Cons

  • Support runs on phone only, so help is a call rather than a chat or email thread
  • The annual fee of BHD 5.50 applies to the credit card, while the debit card carries no annual fee figure in these facts
  • Points rewards sit below cashback in this category, where cashback leads at 49.5%
BBK

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Scored 9.0 / 10 by DebitCue.

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Who it suits

  • Bahrain residents paying everyday bills from a debit card
  • Card users who collect points on spending through a credit card
  • People who only need phone support and are happy with phone

Who should look elsewhere

  • Anyone who wants cashback instead of points, where Oney Préstamos ES is worth checking
  • Customers who need chat or email help, since support runs on phone only
  • Shoppers after a wider rewards catalogue, since points rank behind cashback at 49.5%

The company behind it

The card issuer is Bank of Bahrain and Kuwait B.S.C., based in Bahrain and founded in 1971. It operates a dual offering: a credit card that earns rewards and a debit card for day to day banking. Help runs on phone, so a call is the route for questions on fees, limits or a lost card.

How BBK compares

Where BBK is available

Available
Bahrain

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does the BBK credit card cost to hold?+

The annual fee on the credit card is BHD 5.50. That is a single figure in the fees and charges document, set in the same currency as the rest of the bank's pricing. Compare it with the SAR 0 annual fee on Amwal if you want a card that costs nothing to hold.

Is the debit card free?+

The bank offers a debit card alongside its credit card, and no annual fee figure is listed for it in these facts. The BHD 5.50 charge belongs to the credit card, so treat the two products as separate when you work out what you pay.

What kind of rewards do I get?+

Spending on the credit card earns points rather than cashback. Points fit this brand, since 88.4% of the rewards category pay out that way, while cashback leads the wider site set at 49.5%.

How is this card different from a cashback card?+

The reward here is points, not money returned to the card. Across the site, cashback covers 49.5% of products while points cover 19.8%, so a points earner only wins where you redeem the points well.

How do I get help with my card?+

Support runs on phone. That is the only listed channel, so a lost card, a fee query or a points balance question all go through the phone line. No chat or email route is set out in these facts.

Who is issuing the card?+

The issuer is Bank of Bahrain and Kuwait B.S.C., headquartered in Bahrain and founded in 1971. The same bank runs the debit card, so a customer holding both products deals with one institution.

Does the card work outside Bahrain?+

The bank issues a credit card and a debit card from BH. Foreign spend costs are not set out in these facts, so check the fees and charges document before relying on the card abroad, especially against a site median conversion charge of 1%.

Sources

Compiled from 7 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: APR, Currency conversion fee.

BBK

BBK

Everyday spending in Bahrain with a rewards credit card alongside a debit card.

9.0/10See alternatives