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Updated October 18, 2026 · DebitCue Editorial Team

Top cashback cards compared in South Africa

54 cards available in South Africa, ranked for South Africa.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. How we rank

Top cashback cards compared in South Africa
#CardScoreFeaturesKey factsActions
1
CashablyTop pick
9.4/10
  • No annual fee
Annual fee:
$0
APR:
0%
Currency conversion fee:
3%
ReviewCompareSee alternatives
2
Coinbase logo
Coinbase

Crypto rewards on every purchase with the Coinbase Card (rotating reward selection)

9.1/10
  • No annual fee
  • Crypto
  • Virtual card
Rewards rate:
2%, 2.5%, 3% or 4% bitcoin back tiered by assets on Coinbase; 5% back on Coinbase One Card Travel bookings; 2.5-4% tiers capped at a combined $10,000 eligible purchases per calendar month
Annual fee:
$0
Currency conversion fee:
0%
ReviewCompareSee alternatives
3
CoinZoom logo
CoinZoom
9.1/10
  • No annual fee
  • Crypto
  • Virtual card
Rewards rate:
up to 5% crypto back on every purchase
Annual fee:
$0
Currency conversion fee:
0%
ReviewCompareSee alternatives
4
Capitec Bank logo
Capitec Bank
9.1/10
  • No annual fee
Rewards rate:
0.5% cashback on qualifying purchases (5+ transactions monthly)
Annual fee:
ZAR 0
APR:
9.75%
ReviewCompareSee alternatives
5
Klarna Bank logo
Klarna Bank
9.1/10
  • No annual fee
Rewards rate:
up to 10% cashback in app
Annual fee:
$0
APR:
9.5%
ReviewCompareSee alternatives
6
Capital One logo
Capital One
9.1/10
  • No annual fee
Rewards rate:
unlimited 1.5% cash back on every purchase
Annual fee:
$0
APR:
34.9%
ReviewCompareSee alternatives
7
Absa logo
Absa
9.0/10
    Rewards rate:
    up to 2% cash back
    Annual fee:
    ZAR 588
    APR:
    20.25% to 25.75%
    		ReviewCompareSee alternatives
    8
    N26 Go logo
    N26 Go
    		9.0/10
    • Virtual card
    Rewards rate:
    1% while traveling outside EEA, Switzerland, UK for up to 12 months
    Annual fee:
    €118.80
    Currency conversion fee:
    0%
    		ReviewCompareSee alternatives
    9
    ONE App logo
    ONE App
    		9.0/10
    • No annual fee
    Rewards rate:
    Cash back on every purchase
    Annual fee:
    $0
    APR:
    20.99% to 31.49%
    		ReviewCompareSee alternatives
    10
    Sony Bank WALLET Visa debit
    		9.0/10
    • No annual fee
    • Multi currency
    Rewards rate:
    0.5% to 2.0% cashback (tiered by Club S membership)
    Annual fee:
    ¥0
    Currency conversion fee:
    1.79%
    		ReviewCompareSee alternatives

    Licensed in South Africa

    Woolworths SA
    Financial Services Board (authorised financial services provider)
    Woolworths SA
    National Credit Regulator (registered credit provider)

    Other rankings

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    Other countries

    Cashably

    Top pick for South Africa

    9.4/10See alternatives