Updated October 18, 2026 · DebitCue Editorial Team
Top rewards cards compared in South Africa
36 cards available in South Africa, ranked for South Africa.
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| # | Card | Score | Features | Key facts | Actions |
|---|---|---|---|---|---|
| 1 |  Union Pay InternationalTop pick | 9.6/10 |
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| 2 |  Navan Navan Expense free for the first 5 monthly expensing users on Navan Business: Free for the first 5 users, then $15 per user per month | 9.4/10 |
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| 3 |  Uni5Pay+ by Scombank | 9.4/10 |
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| 4 |  AffinityPlus Credit Union Amazing Rewards - Visa Premier Select Rewards: Introductory 2.90% APR for 12 months on purchases and external transfers | 9.3/10 |
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| 5 |  Instarem Special FX rate + zero fees on first transfer EUR 1 to EUR 2,000 | 9.1/10 |
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| 6 |  CIBC Caribbean | 9.0/10 |
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| 7 | Luxury Card | 8.9/10 |
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| 8 |  K Bank | 8.8/10 |
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| 9 |  Neteller | 8.7/10 |
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| 10 |  Scapia Scapia is a travel credit card issued in partnership with Federal Bank. | 8.5/10 |
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- Debit cards in South Africa
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