BKT Kosovo review
Updated October 13, 2026 · DebitCue Editorial Team
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Our verdict
For travellers who value travel linked extras, BKT Kosovo differs from debit focused ranges by including credit card types. It is a card provider with debit cards and credit types for people who want both spending approaches in one range.
Key facts
- Best for
- Everyday spending and borrowing in one range
- Card type
- Debit (Source, checked September 26, 2026)
- Legal entity
- Banka Kombëtare Tregtare Kosove Sh.A. (Source, checked September 26, 2026)
- Headquarters
- Kosovo (Source, checked September 26, 2026)
- Founded
- 2007 (Source, checked September 26, 2026)
- Support channels
- Email, Phone (Source, checked September 26, 2026)
- Features
- Rewards
- Official website
- bkt-ks.com
Credit cards
- Rewards type
- Cashback (Source, checked September 26, 2026)
- Rewards rate
- 10% at SPAR, Travel rewards on Mastercard Gold+ (Source, checked September 26, 2026)
- Perks
- 0% commission for POS purchases, 0% commission for online purchases, 24/7 access, Travel rewards (Source, checked September 26, 2026)
- Cashback rate
- 10% (Source, checked September 26, 2026)
- Card kind
- Credit (Source, checked September 26, 2026)
- Legal entity
- Banka Kombëtare Tregtare Kosove Sh.A. (Source, checked September 26, 2026)
- Headquarters
- Kosovo (Source, checked September 26, 2026)
- Founded
- 2007 (Source, checked September 26, 2026)
- Support channels
- Email, Phone (Source, checked September 26, 2026)
- Features
- Rewards
Pros
Pros
- Includes debit cards and credit card types within one card range.
- Provides card extras for travel use for cardholders.
Ready to try BKT Kosovo?
Who it suits
- Travellers who value journey linked card extras
- People who want debit and credit types together
How BKT Kosovo compares
Frequently asked questions
Which products does BKT Kosovo cover?+
BKT Kosovo covers debit cards alongside credit card types. Its range includes extras connected with travel. People can look at both product types to understand how each one handles everyday spending.
Who is BKT Kosovo for?+
BKT Kosovo is for people who want debit cards and credit types in one range. It serves travellers who value extras that support travel with card use. Cardholders can consider which product type matches daily spending habits.
How do its debit and credit products differ in plain terms?+
Debit cards draw on personal funds for everyday spending. Credit types provide borrowing for purchases under card terms. Cardholders can consider which method aligns with how they prefer to manage spending.
Which company operates BKT Kosovo?+
BKT Kosovo is operated by Banka Kombëtare Tregtare Kosove Sh.A.. (Source, checked September 26, 2026)
Where is BKT Kosovo based?+
BKT Kosovo is based in Kosovo. (Source, checked September 26, 2026)
When was BKT Kosovo founded?+
BKT Kosovo was founded in 2007. (Source, checked September 26, 2026)
How can I contact BKT Kosovo support?+
BKT Kosovo offers support through Email, Phone. (Source, checked September 26, 2026)
Sources
- bkt-ks.com/en/individuals/cards-and-electronic-services/d... checked September 26, 2026
Backs: Card type, Support channels
“debit card directly linked to your current account”
- bkt-ks.com/en/individuals/cards-and-electronic-services/p... checked September 26, 2026
Backs: Card kind, Cashback rate, Features, Perks, Rewards rate, Rewards type
“Prima credit card”
- linkedin.com/company/bkt-kosova checked September 26, 2026
Backs: Founded, Headquarters, Legal entity
“Founded: 2007”
Compiled from 3 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.
BKT Kosovo
Everyday spending and borrowing in one range