BoursoBank review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
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Our verdict
BoursoBank suits anyone who wants a plain card with nothing to pay, on a card kind of credit. Its annual fee is €0 and the currency conversion fee is 0%, so spending away from home costs nothing extra. The account is a bank account, not a marketplace of extras.
Key facts
- Best for
- You want a cost free card in euros that you can also use abroad.
- Annual fee
- €0 (Source, checked September 26, 2026)
- Currency conversion fee
- 0% (Source, checked September 26, 2026)
- Card kind
- Credit (Source, checked September 26, 2026)
- Pricing model
- No annual fee
- Features
- Travel
- Official website
- boursobank.com
Debit cards
Apps and profiles
- Get the app
- App Store
Pros and cons
Pros
- Annual fee of €0 on a card kind of credit card
- Currency conversion fee of 0% for spending abroad
- The account is a bank account, not a standalone card, with a monthly fee of €0
- Runs on the Visa network, visa, and is set up for travel
Cons
- Spending abroad depends on your own Visa card, since the card type here is debit rather than a separate card
- The card is aimed at travel use rather than points or cashback, so nothing comes back on everyday spending
- Fees are set for a euro account, so a different account currency can change what 0% means for your own spending
Who it suits
- You hold euros and want a bank account with a card that has no annual charge
- You travel and want to pay abroad without a conversion charge
- You prefer a single bank account for payments and a card rather than several separate products
Who should look elsewhere
- Wise, if you want to hold and convert several currencies rather than run a euro account
- Varo Believe Secured Credit Card, if you want to build a credit file with a secured card
- Chime Card (Secured Visa Credit Card), if you want a secured Visa credit card
How BoursoBank compares
Frequently asked questions
What does BoursoBank charge to hold the account?+
The annual fee on the card is €0, and the account itself carries a monthly fee of €0. You can hold the card without a yearly charge, and the monthly charge on the account is the number to check before you switch.
Is there a fee when I spend money abroad?+
The currency conversion fee is 0%, so card spending in another currency does not carry an extra charge. The account is set up for travel, which is the reason the card comes with this treatment for foreign spend.
Which network does the card run on?+
The card runs on the Visa network, visa. Visa is the more common network abroad, so it suits spending on trips where a different network would be less widely accepted.
What kind of card is this?+
The card kind is credit, so it works on credit terms rather than as a simple spending balance. The card type of debit refers to how the card is used for payments at the till.
Who is BoursoBank for?+
It suits people in the euro area who want a bank account and a card from the same provider, with an annual fee of €0. If you hold several currencies and convert between them often, an account built for a single currency is less convenient.
Does the account have any rewards on spending?+
The card is built as a no annual fee account rather than a rewards card, and no annual fee describes that model. It is listed with travel, so the design centres on foreign spending rather than paying you back for everyday purchases.
Sources
- boursobank.com checked September 26, 2026
Backs: Annual fee, Card kind, Card type, Pricing model
“Comptes et cartes bancaires”
- boursobank.com/banque/cartes-sans-frais-et-services-a-l-e... checked September 26, 2026
Backs: Features
- boursorama.com/content/brochure_tarifaire/boursorama_bt-n... checked September 26, 2026
Backs: Currency conversion fee, Monthly fee, Card network
“Carte Visa Classic WELCOME”
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: APR, Rewards type.