Boursobank (Boursorama) review

The monthly fee is €0 and the annual fee is €0, so the card costs nothing to keep. Boursobank runs on a no annual fee pricing model, which suits an everyday account rather than a premium one you pay for each year. Reading both fee lines together is the quickest way to see there is nothing owed.

The currency conversion fee is 0%, so nothing is added to a purchase when the card pays in another currency. That is the line which usually decides whether spending abroad is cheap or costly, and here it stays out of the way. Anyone paying abroad regularly feels the difference most on larger amounts.

The card type is debit while the card kind is listed as credit, so the two sit side by side on the comparison. What that means is that purchases come out of the account balance you hold. Budgeting follows the balance in the account rather than a credit line you have to manage.

The card runs on visa, the network most terminals accept. That matters when you travel, because a terminal that takes another network will not always read this one. Checking the symbol on the machine before paying, and keeping a backup for the cases where only a different network is taken, avoids a failed payment.

Travel is the feature Boursobank lists for this card, and the fees back that up: 0% on currency conversion and €0 to keep it open. Someone who splits a year between euro spending and holidays elsewhere gets the same cost abroad as at home, with nothing to cancel before a trip.

On the monthly fee, Boursobank sits at 1 among 419 brands, and on the currency conversion fee at 1 among 259. Sitting at the front of both lists means little room is left for a cheaper card to beat it on the numbers that usually matter most.