Updated September 28, 2026 · DebitCue Editorial Team
bunq vs CrediMax Cardy EX prepaid Visa
bunq
CrediMax Cardy EX prepaid Visa
Higher score in this comparison
What sets them apart
| Compare | bunqReviewVisitVisit | CrediMax Cardy EX prepaid VisaReviewSee alternativesSee alternatives |
|---|---|---|
| Monthly fee | €0 | BHD 0 |
| Card type | Debit | Prepaid |
| Card network | Mastercard | Visa |
| Currencies | 8 | 33Higher |
| Currency conversion fee | 0.5% to 3% | Not confirmed |
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Key differences
- CrediMax Cardy EX prepaid Visa scores higher overall: 9.4 vs 9.0.
- Founded is lower at CrediMax Cardy EX prepaid Visa: 1999 vs 2012.
- Currencies is higher at CrediMax Cardy EX prepaid Visa: 33 vs 8.
- Support channels: only CrediMax Cardy EX prepaid Visa offers Phone, Help centre.
- Features: only bunq offers Crypto, Virtual card.
- Audience: only CrediMax Cardy EX prepaid Visa offers Business.
Our verdict on each
bunq
bunq is a euro debit card with a Mastercard and multi-currency accounts, aimed at students and at anyone spending abroad. The monthly fee is €0, the same as Wise at £0, while the currency conversion fee runs 0.5% to 3% on travel spending.
CrediMax Cardy EX prepaid Visa
CrediMax Cardy EX is a prepaid Visa card that charges a monthly fee of BHD 0, built for business and student spending in Bahrain. It suits anyone who wants several currencies on one card, with support on phone, email and chat and the issuer CrediMax B.S.C.
Score breakdown
| Area | bunq | CrediMax Cardy EX prepaid Visa |
|---|---|---|
| Cost | 9.2Cost is mid-range: monthly fee of €0 sits at €0, with 0.5% to 3% above the 1% median. | Not confirmed |
| Offer | 9.0 | 9.8Higher |
| Trust | 8.8 | 9.2Higher |
Where they rank in our lists
| Ranking | bunq | CrediMax Cardy EX prepaid Visa |
|---|---|---|
| Travel cards | 5 of 443 | 47 of 443 |
| Student cards | 1 of 62 | 7 of 62 |
A third option
Nexo has currencies at 100, against 8 for bunq and 33 for CrediMax Cardy EX prepaid Visa.
Nexo reviewEvery fact side by side
| Fact | bunq | CrediMax Cardy EX prepaid Visa |
|---|---|---|
| Features | Multi currency, Crypto, Virtual card, TravelCovers more | Multi currency, Travel |
| Audience | Student | Business, StudentCovers more |
| Legal entity | bunq B.V. | CrediMax B.S.C. |
| Headquarters | Netherlands | Bahrain |
| Founded | 2012 | 1999Lower |
| Support channels | Email, Chat | Phone, Email, Chat, Help centreCovers more |
Credit cards
| Fact | bunq | CrediMax Cardy EX prepaid Visa |
|---|---|---|
| Annual fee | €0 | Not confirmed |
| Pricing model | No annual fee | Not confirmed |
| Card kind | Credit | Not confirmed |
Where each stands against the rest
| Fact | bunq | CrediMax Cardy EX prepaid Visa | Median |
|---|---|---|---|
| Currency conversion fee | 0.5% to 3%below the median | Not confirmed | 1 |
| Currencies | 8at the median | 33highest quarter | 8 |
Median across 387 listed cards.
Pros and cons
bunq
Pros
- Monthly fee of €0 and annual fee of €0, with Wise at £0 charging the same on the monthly side.
- A Mastercard card, on the network behind 38.5% of the cards compared here.
- Multi-currency, crypto, a virtual card and travel features on the plan, with multi-currency listed on 34.9% of cards here.
Cons
- Support runs on email and chat only, with no phone line for urgent card problems.
- The upper end of the conversion fee, 0.5% to 3%, is well above the conversion median of 1% on heavy foreign spending.
- Wise also charges £0, so bunq has to win on features rather than on price.
CrediMax Cardy EX prepaid Visa
Pros
- Monthly fee of BHD 0 on the Cardy EX prepaid account
- Multi-currency card holding 33 currencies, with travel listed among its features
- Visa network acceptance through visa
Cons
- As a prepaid card, spending stops at the balance you have loaded
- Support runs on phone, email and chat only, with no branch or in-person channel listed
Who each suits
bunq
Who it suits
- Students, who are the audience listed on student.
- Anyone who wants a Mastercard debit card with a monthly fee of €0 and no annual charge of €0.
- Travellers who pay in several currencies, with 8 currencies supported and multi-currency listed on multi currency, crypto and virtual card.
Who should look elsewhere
- Chime Card (Secured Visa Credit Card) if you want a credit card rather than bunq's debit card, at a monthly fee of $0.
- Wise if you would rather hold pounds, since its monthly fee of £0 is the same as bunq's €0.
- Varo Believe Secured Credit Card if you want secured credit, priced at a monthly fee of $0.
CrediMax Cardy EX prepaid Visa
Who it suits
- Business owners who want a prepaid Visa for everyday costs
- Students keeping spending money on a separate prepaid card
- Travellers who want several currencies on one card, with travel listed among its features
Who should look elsewhere
- Skrill, whose monthly fee of €5 suits people who want a wallet rather than a bank-issued card
- E& Money, which also has a monthly fee of AED 0 and is an alternative for anyone comfortable with a different issuer at the same price
- JMMB Moneyline and JMMB Money Transfer prepaid card, also a prepaid Visa with a monthly fee of JMD 0, for anyone weighing multi-currency prepaid cards side by side
Current offers
CrediMax Cardy EX prepaid Visa
Current offer
Free trial
OSN+ Offer - 4 months of OSN+ Standard: 4 months of OSN+ Standard
Valid till 17 February 2027; active CrediMax Mastercard Platinum, World or World Elite credit card; resident in Bahrain and at least 18 years old; new subscriptions only
Source, checked September 26, 2026
Country by country
| Country | bunq | CrediMax Cardy EX prepaid Visa |
|---|---|---|
| Bahrain | No | Yes |
| Netherlands | Yes | No |
Questions about each
bunq
Is there a fee for holding a bunq account and card?+
The monthly fee is €0 and the annual fee is €0, so holding the account and the card costs nothing in fees. That matches Wise at £0 on the monthly side. Spending is where costs appear, and the one to watch is the currency conversion fee of 0.5% to 3% when you pay in another currency.
What does it cost to spend money abroad on bunq?+
Converting currency costs 0.5% to 3% on bunq, the range that applies when you spend in a currency other than the one on your balance. A trip concentrated in a single currency tends to sit at the lower end, while heavy multi-currency spending lands near the top. The card runs on Mastercard, which is accepted widely.
CrediMax Cardy EX prepaid Visa
What does the CrediMax Cardy EX cost each month?+
The Cardy EX carries a monthly fee of BHD 0. CrediMax is a prepaid card, so you spend from money you load rather than borrowing. Other cards in the comparison charge more: Skrill lists €5.
How many currencies can the Cardy EX hold?+
The card is multi-currency and holds 33 currencies, and travel is listed among its features. That suits a trip paid for in several currencies from one prepaid card rather than several separate wallets.
Other options to compare
Other matchups
bunq
CrediMax Cardy EX prepaid Visa