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C6 Bank review

Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026

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Our verdict

C6 Bank suits readers who want a Brazilian account that costs nothing to run and pays rewards in points on everyday spend. The monthly fee is BRL 0, and the account runs as a no annual fee model.

Key facts

Best for
A free everyday account in Brazil with points rewards and a Mastercard debit card.
Currency conversion fee
2% (Source, checked September 26, 2026)
Rewards type
Points (Source, checked September 26, 2026)
Card kind
Credit (Source, checked September 26, 2026)
Legal entity
Banco C6 SA (Source, checked September 26, 2026)
Headquarters
Brazil (Source, checked September 26, 2026)
Founded
2018 (Source, checked September 26, 2026)
Pricing model
No annual fee
Features
Rewards
Official website
c6bank.com.br

Debit cards

Monthly fee
R$0 (Source, checked September 26, 2026)
Currency conversion fee
2% (Source, checked September 26, 2026)
Card type
Debit (Source, checked September 26, 2026)
Card network
Mastercard (Source, checked September 26, 2026)
Legal entity
Banco C6 SA (Source, checked September 26, 2026)
Headquarters
Brazil (Source, checked September 26, 2026)
Founded
2018 (Source, checked September 26, 2026)
Features
Rewards

Apps and profiles

Get the app
Google Play
Elsewhere
WikidataLinkedInXTrustpilot

Pros and cons

Pros

  • Monthly fee of BRL 0 on the account
  • Points on spend, a rewards scheme the card runs with
  • Mastercard debit card, accepted widely abroad
  • Currency conversion costs of 2% when you pay abroad

Cons

  • Foreign currency conversion costs of 2% sit above the site median of 1%
  • Rewards come as points rather than cashback, which suits fewer readers
C6 Bank

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Scored 8.4 / 10 by DebitCue.

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Who it suits

  • Readers in Brazil who want a fee free account with a Mastercard debit card
  • Spenders who prefer collecting points on everyday purchases
  • Travellers who pay some costs abroad and accept a conversion charge

Who should look elsewhere

  • Readers who want cashback instead of points, who may prefer Varo Believe Secured Credit Card or Chime Card
  • Anyone based outside Brazil looking for a UK or US account

Who runs it

C6 Bank is operated by Banco C6 SA, headquartered in Brazil. The bank was founded in 2018 and works as a digital bank rather than a branch network, so the account is opened and run through the app. Cards issued on the account run on the Mastercard network.

How C6 Bank compares

Where C6 Bank is available

Available
Brazil

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does it cost to run a C6 Bank account?+

The monthly fee is BRL 0, and the account follows a no annual fee model, so there is no annual charge on top. The account is a credit card brand offering, but the card itself is a debit card, which means spending draws on your own balance.

Is the C6 Bank card a debit card or a credit card?+

The card type is debit, while the card kind is credit. In practice that means the card spends money you have already deposited rather than borrowing, so there is no interest to repay on everyday use.

What rewards does C6 Bank pay?+

Rewards are paid in points, and points are listed as the rewards feature of the card. Some readers prefer cashback, and cards such as the Varo Believe Secured Credit Card pay in that form instead.

How much does it cost to use the card abroad?+

The currency conversion fee is 2%, which compares with a site median of 1%. Paying in the local currency where the terminal offers a choice is the usual way to avoid the charge.

Which network does the C6 Bank card run on?+

The card runs on Mastercard, one of the two networks most widely accepted abroad. On the comparison site, 58.6% of the cards are Visa and 38.5% are Mastercard.

Who is C6 Bank aimed at?+

The account is based in Brazil, so it mainly suits readers who live and spend there. Business banking is a common audience on the site, at 66.1%, so freelancers and small business owners are a natural fit too.

Does C6 Bank have any deposit protection?+

No protection scheme is recorded for this brand, so check the terms with the bank before you rely on the account for savings. Protection details can only be confirmed from the bank's own documentation.

Sources

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Annual fee, APR.

C6 Bank

C6 Bank

A free everyday account in Brazil with points rewards and a Mastercard debit card.

8.4/10See alternatives