Cashplus Bank review

The monthly fee is £0, so keeping the account open carries no monthly charge. That sits at the top of the debit table, 1 of 419 brands ranked. The same figure applies across the debit group, where the monthly fee median is €0.

The currency conversion fee is 0%, so paying in another currency adds nothing on top of the exchange rate. It ranks 1 of 259 brands on this measure. For comparison, Wise charges 0.1% on conversion.

The free ATM withdrawal allowance is £0, so ATM cash is not part of what the account includes. Its place on this measure is 41 of 115, while the median allowance across the site is €0. Plan around card spending rather than cash.

Yes, the card type is debit, so spending draws on the money in the account rather than a credit line. Debit cards make up the bulk of the site, at 74.3% of brands, and the whole debit ranking is debit products.

The audience is business, so it is built for company and sole trader money rather than personal current accounts. Business accounts on the site sit at 66.1% of brands, and travel features show up on 51.4% of them.

Help comes through phone and help centre, meaning a phone line and an online help centre. There is no branch network or live chat listed, so keep the phone number handy for anything urgent.

The provider is Zempler Bank Limited, headquartered in the United Kingdom, and the business was founded in 2005. The card is a travel focused product, listed under the travel feature on 51.4% of brands.