CrediMax review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
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Our verdict
CrediMax is a Bahraini issuer built around talabat rewards, so it suits households and businesses that order food and groceries through the app and pay their balance down each month. Balance transfers get an intro period of 6 months under the Central Bank of Bahrain.
Key facts
- Best for
- Talabat-heavy spenders who want cashback rather than points or miles
- Annual fee
- BHD 0 (Source, checked September 26, 2026)
- Rewards type
- Cashback (Source, checked September 26, 2026)
- Rewards rate
- 30% cashback on talabat orders, up to 1% cashback on other spends (Source, checked September 26, 2026)
- Balance transfer intro period
- 6 months (Source, checked September 26, 2026)
- Perks
- Airport lounge access worldwide via MasterCard Travel Pass, Up to 25% off travel bookings via trip.com, IHG Hotels and Ole Sereni Hotels, Up to 20% off car rentals at select partners, Purchase protection against theft or damage for up to 90 days, Free talabat Pro subscription and free food and grocery deliveries, Monthly flexible payment plan, Grace period of up to 25 days from statement date, up to 55 days, Annual raffle entry for cars and cash prizes, 24/7 support via online banking, mobile app and customer service (Source, checked September 26, 2026)
- Card kind
- Credit (Source, checked September 26, 2026)
- Legal entity
- CrediMax B.S.C. (Source, checked September 26, 2026)
- Headquarters
- Bahrain (Source, checked September 26, 2026)
- Founded
- 1999 (Source, checked September 26, 2026)
- Support channels
- Phone, Email, Help-centre (Source, checked September 26, 2026)
- Pricing model
- No annual fee
- Features
- Rewards
- Audience
- Business, Students
- Official website
- credimax.com.bh
Debit cards
- Monthly fee
- BHD 0 (Source, checked September 26, 2026)
- Card type
- Prepaid (Source, checked September 26, 2026)
- Card network
- Visa (Source, checked September 26, 2026)
- Currencies
- 33 (Source, checked September 26, 2026)
- Legal entity
- CrediMax B.S.C. (Source, checked September 26, 2026)
- Headquarters
- Bahrain (Source, checked September 26, 2026)
- Founded
- 1999 (Source, checked September 26, 2026)
- Support channels
- Phone, Email, Help-centre (Source, checked September 26, 2026)
- Features
- Rewards
- Audience
- Business, Students
Apps and profiles
- Get the app
- App StoreGoogle Play
Pros and cons
Pros
- The talabat credit card has an annual fee of BHD 0, and the prepaid card a monthly fee of BHD 0
- Cashback rewards tilt towards talabat orders, with a much smaller rebate on other spending, and the card adds a free talabat Pro subscription and free food and grocery deliveries
- Balance transfer offers run an intro period of 6 months, useful for clearing a balance on a set timetable
- Perks include purchase protection against theft or damage, airport lounge access worldwide via MasterCard Travel Pass, and a monthly flexible payment plan
Cons
- The rewards rate leans on talabat orders, so spending elsewhere earns a much smaller rebate
- Support runs on phone, email and help centre, which does not include live chat or a community channel
- Multi-currency is not among its features (rewards), where rewards is the only entry
Who it suits
- Households and businesses that order food and groceries through talabat and want the spending rebated
- Business and student cardholders, the two audiences CrediMax lists for its cards
- Card users clearing an existing balance inside a short transfer window
Who should look elsewhere
- Card shoppers after a secured credit card rather than a rewards card: Chime Card (Secured Visa Credit Card) also has an annual fee of $0
- Readers who mainly want an account for spending abroad, since Wise is priced on an annual fee of £0
- Anyone shopping purely on the annual fee, since Varo Believe Secured Credit Card also charges $0
How CrediMax compares
9.1 vs 9.4
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Where CrediMax is available
- Available
- Bahrain
- Licence in Bahrain
- Central Bank of Bahrain, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does the CrediMax talabat credit card cost to keep?+
The talabat credit card has an annual fee of BHD 0, and a no annual fee model is the standard CrediMax approach. The prepaid Cardy Ex carries a monthly fee of BHD 0. Rewards are paid as cashback, with the heaviest rebates on talabat orders.
Is CrediMax regulated, and where is it based?+
The legal entity is CrediMax B.S.C., licensed by the Central Bank of Bahrain, and its head office is in Bahrain. Customer service is listed on phone, email and help centre, alongside online banking, mobile app and customer service around the clock.
How long is the balance transfer offer?+
The balance transfer intro period runs 6 months. That is a short window, so it suits clearing a balance you can finish inside that time rather than a large debt carried over a longer stretch. No annual fee is added on the balance transfer offer: BHD 0.
How much cashback can I earn?+
The rewards type is cashback. The stated rate is far stronger on talabat orders than on other spending, and the card bundles a free talabat Pro subscription with free food and grocery deliveries. Purchases outside talabat earn a much smaller rebate, so the everyday value sits in one channel.
What happens if I do not pay the full balance each month?+
Perks include a monthly flexible payment plan, so the balance can be spread rather than cleared in one go, and a grace period that runs from the statement date with the length set by the issuer. Support is available on phone, email and help centre if the plan needs adjusting.
What card types does CrediMax offer?+
CrediMax issues both a credit card and a prepaid card. The card kind is credit and the prepaid offering is listed as prepaid, running on the visa network. The prepaid Cardy Ex covers 33 currencies and charges a monthly fee of BHD 0.
Who is the card aimed at?+
CrediMax targets business and student cardholders in Bahrain, where the company has operated since 1999. Everyday rewards favour people who already order through talabat, and the flexible monthly payment plan helps spread spending across a month.
Are there any travel benefits on the card?+
Travel perks include airport lounge access worldwide via MasterCard Travel Pass, discounts on travel bookings through selected partners, and reduced car rental rates at select partners. The rewards type remains cashback, so the value comes from discounts and food delivery cashback rather than from miles.
Sources
- credimax.com.bh checked September 26, 2026
Backs: Audience, Founded, Headquarters, Legal entity, Licences
“Business - Corporate Cards ... CrediMax launched its University Student Card Campaign Offering Exciting Prizes”
- credimax.com.bh/balance-transfer checked September 26, 2026
Backs: Balance transfer intro period
“0% Interest for 6 Months: Benefit from a 0% interest rate on your transferred balance for the first 6 months”
- credimax.com.bh/cards/personal-cards-en-en/cardy-ex-card checked September 26, 2026
Backs: Currencies, Monthly fee
“Access funds in 33 currencies such as USD, Euro, SAR, TRY, THB, GBP, SEK, CZK, CHF and more”
- credimax.com.bh/cards/personal-cards-en-en/talabat-credit... checked September 26, 2026
Backs: Annual fee, Card kind, Features, Pricing model, Perks, Rewards rate, Rewards type
“talabat Credit Card: No Annual Fee for active cards”
- credimax.com.bh/help-center checked September 26, 2026
Backs: Support channels
“Can't find what you are looking for? Call 17 117 117; please send an email requesting for your account to be deleted”
- credimax.com.bh/prepaid-cards checked September 26, 2026
Backs: Card type, Card network
“Cardy EX is a multi-currency Visa prepaid card that allows you to hold and transact in multiple foreign currencies in addition to Bahraini Dinars (BD)”
Compiled from 6 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: APR, Currency conversion fee.