DBS Visa Debit Card review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
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Our verdict
The DBS Visa Debit Card is a plain debit card for DBS Bank Ltd customers who mostly spend at home and want nothing to pay to keep it. The catch is travel: a currency conversion fee of 3.25% puts it well past the site median 1%.
Key facts
- Best for
- A free-to-hold Visa debit card for DBS Bank Ltd customers who rarely convert currency.
- Monthly fee
- SGD 0 (Source, checked September 26, 2026)
- Currency conversion fee
- 3.25% (Source, checked September 26, 2026)
- Card type
- Debit (Source, checked September 26, 2026)
- Cashback rate
- 4% (Source, checked September 26, 2026)
- Card network
- Visa (Source, checked September 26, 2026)
- Currencies
- 11 (Source, checked September 26, 2026)
- Legal entity
- DBS Bank Ltd (Source, checked September 26, 2026)
- Headquarters
- Singapore (Source, checked September 26, 2026)
- Founded
- 1968 (Source, checked September 26, 2026)
- Support channels
- Phone, Help-centre (Source, checked September 26, 2026)
- Features
- Multi-currency, Travel
- Audience
- Students, Kids
- Official website
- dbs.com.sg
Credit cards
- Currency conversion fee
- 3.25% (Source, checked September 26, 2026)
- Card kind
- Credit (Source, checked September 26, 2026)
- Legal entity
- DBS Bank Ltd (Source, checked September 26, 2026)
- Headquarters
- Singapore (Source, checked September 26, 2026)
- Founded
- 1968 (Source, checked September 26, 2026)
- Support channels
- Phone, Help-centre (Source, checked September 26, 2026)
- Features
- Multi-currency, Travel
- Audience
- Students, Kids
Pros and cons
Pros
- Cash back of 4% on a plain debit card.
- The card covers 11 currencies and is listed with multi-currency and travel features.
- Support runs on phone and help centre, so a phone line and a help centre are both there.
- The monthly fee is SGD 0, so the card costs nothing to hold.
Cons
- Currency conversion of 3.25% is above the site median 1% and above the debit card upper quartile 2.5%.
- Support runs on phone and help centre only, with no live chat or email route.
Who it suits
- Customers of DBS Bank Ltd, headquartered in Singapore, who want a card with nothing to pay each month.
- People who spend mostly in a single currency and want cash back of 4% on ordinary purchases.
- Student and kids accounts, the audiences DBS lists the card under.
Who should look elsewhere
- Wise, for anyone who treats currency conversion as the main cost, since this card charges 3.25% to convert.
- Varo Believe Secured Credit Card, for anyone wanting a credit card rather than a debit one.
- Chime Card (Secured Visa Credit Card), for a secured Visa card with a monthly fee of $0.
How DBS Visa Debit Card compares
9.2 vs 9.4
9.2 vs 9.0
9.2 vs 8.9
9.2 vs 9.2
9.2 vs 8.8
9.2 vs 8.5
9.2 vs 8.5
DBS Visa Debit Card vs bunq9.2 vs 9.0
9.2 vs 8.8
9.2 vs 8.8
9.2 vs 8.7
9.2 vs 9.2
9.2 vs 9.0
9.2 vs 8.9
9.2 vs 8.8
9.2 vs 9.6
9.2 vs 9.4
9.2 vs 9.4
9.2 vs 9.2
9.2 vs 9.1
9.2 vs 9.1
9.2 vs 9.1
9.2 vs 9.1
9.2 vs 8.8
9.2 vs 8.8- 9.2 vs 8.8
- 9.2 vs 8.8
9.2 vs 8.8- 9.2 vs 8.8
9.2 vs 8.5
9.2 vs 8.5
9.2 vs 8.5
9.2 vs 8.3
9.2 vs 8.2
9.2 vs 8.0
9.2 vs 8.0
Where DBS Visa Debit Card is available
- Available
- Singapore
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does the DBS Visa Debit Card cost to hold?+
The monthly fee is SGD 0, so there is no charge for keeping the card open. Spending draws straight from the bank account behind it, and the only other cost the card carries is a currency conversion fee of 3.25% when money is spent in another currency.
How much does it cost to convert currency with this card?+
Conversion runs at 3.25%, which is above the site median 1% and above the debit card upper quartile 2.5%. Across the site's ranking of 259 brands the card places 238, so frequent foreign spend adds up quickly.
Does the card pay cash back?+
The cashback rate is 4%, paid on a debit card that otherwise charges a monthly fee of SGD 0. The card is also listed with multi-currency and travel features, so it is set up for spending abroad as much as for spending at home.
What type of card is it, and which network does it run on?+
It is a debit card on the visa network, so it draws directly from the linked account and works wherever that network is accepted. DBS Bank Ltd issues it, and the bank is headquartered in Singapore.
Who is this card aimed at?+
DBS lists the card under student and kids accounts. The monthly fee of SGD 0 makes it a straightforward first account, and the cashback rate of 4% rewards the everyday spending that goes through it.
How do I get help if something goes wrong?+
Support runs on phone and help centre, which means a phone line and a help centre. There is no live chat or email route listed, so anyone who prefers written contact will be reading articles rather than messaging a person.
How many currencies can the card handle?+
The card covers 11 currencies and is listed with the multi-currency and travel features. Holding several currencies does not remove the conversion charge, since converting at 3.25% still applies when a currency other than the account's own is used.
Who issues the card?+
It comes from DBS Bank Ltd, a bank founded in 1968 and headquartered in Singapore. The card is a debit Visa product, so the balance sits with the bank and the card is a route to reach it.
Sources
- en.wikipedia.org/wiki/DBS_Bank checked September 26, 2026
Backs: Headquarters
“headquartered at the Marina Bay Financial Centre in the Marina Bay district of Singapore”
- dbs.com.sg checked September 26, 2026
Backs: Founded, Legal entity
“DBS Singapore's leading consumer bank, financing Singapore's growth since 1968.”
- dbs.com.sg/i-bank/cards/cards-rates-fees.page checked September 26, 2026
Backs: Currency conversion fee
“DBS Debit Card - Fees and Charges: Our prevailing administrative fee is up to 2.65% on the converted Singapore Dollar amount. Total administrative fees and fees for conversion factor shall not exceed...”
- dbs.com.sg/i-bank/cards/debit-cards/dbs-visa-debit checked September 26, 2026
Backs: Card type, Cashback rate, Currencies, Features, Monthly fee, Card network, Support channels
“Apply for DBS Visa Debit Card online and earn Cashback”
- dbs.com.sg/personal/cards/cards-rates-fees.page checked September 26, 2026
Backs: Card kind
“DBS Credit Card Charges - Late payment charge per account: S$100 will be levied if minimum payment is not received on the card account by payment due date”
- dbs.com.sg/personal/deposits/default.page checked September 26, 2026
Backs: Audience
“Banking for Your Child; Banking for Teens; Master your money moves with us We will help you save smarter and live better in this student edition”
Compiled from 6 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Free ATM withdrawals, Protection.
DBS Visa Debit Card
A free-to-hold Visa debit card for DBS Bank Ltd customers who rarely convert currency.