DSK Bank review

DSK Bank charges €1.53 a month for its debit card. Most of the debit cards compared here carry a €0 monthly fee, so this card only makes sense if you would use it regularly in any case.

It is a debit card, which makes it part of the largest group here, with 74.3% of the cards listed. Spending comes straight from the account balance, so there is no borrowing and no interest to pay on the card.

The card runs on Visa, and Visa is also the network behind most of the cards listed here, at 58.6%. That makes it the wider choice of network in this set, and it needs no separate setup if you already pay with Visa elsewhere.

The issuer is Банка ДСК АД, a bank based in Bulgaria, so the account and the card sit inside the same domestic setup. The card itself is a Visa debit card, and the standing cost is €1.53 a month.

On monthly fee, DSK Bank ranks 352 of 419 cards compared, so it sits among the costlier options. Wise charges £0 a month, which makes it the cheaper pick when a standing fee is the deciding point.

Not as a credit product. A debit card draws on the balance you hold and does not lend you money, so it leaves no credit history. Someone after a secured credit card would find Varo Believe Secured Credit Card, with a monthly fee of $0, more useful.

DSK Bank suits someone who wants a Visa debit card from a Bulgarian bank and will use it most weeks, so the €1.53 charge is spread over plenty of spending. For occasional card use, a free card such as Chime Card (Secured Visa Credit Card), with a monthly fee of $0, costs less.