Eastern Bank PLC review

Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Eastern Bank PLC suits Bangladeshi card users who want a local credit card with rewards and a paired Visa debit card, not shoppers chasing a low fee or a low rate. Its credit card charges an annual fee of BDT 1,500 and an APR of 25%.

Key facts

Best for
Bangladesh residents who want one bank for a rewards credit card and everyday Visa debit spending.
Annual fee
BDT 1,500 (Source, checked September 26, 2026)
APR
25% (Source, checked September 26, 2026)
Perks
Lounge access, Contactless payments, Zero renewal fee with transactions, Interest-free period (Source, checked September 26, 2026)
Card kind
Credit (Source, checked September 26, 2026)
Legal entity
Eastern Bank PLC (Source, checked September 26, 2026)
Headquarters
Bangladesh (Source, checked September 26, 2026)
Founded
1992 (Source, checked September 26, 2026)
Support channels
Phone, Help-centre (Source, checked September 26, 2026)
Features
Rewards
Official website
ebl.com.bd

Debit cards

Card type
Debit (Source, checked September 26, 2026)
Card network
Visa (Source, checked September 26, 2026)
Legal entity
Eastern Bank PLC (Source, checked September 26, 2026)
Headquarters
Bangladesh (Source, checked September 26, 2026)
Founded
1992 (Source, checked September 26, 2026)
Support channels
Phone, Help-centre (Source, checked September 26, 2026)
Features
Rewards

Pros and cons

Pros

  • Rewards come with lounge access, contactless payments and an interest-free period on the card (lounge access, contactless payments and zero renewal fee with transactions)
  • The renewal fee can be waived with transactions, so an active card costs less than the headline annual fee of BDT 1,500
  • A credit card and a debit card sit under one bank, and the debit card runs on Visa (visa)
  • Support runs on phone and help centre, with a phone line and a help centre

Cons

  • The annual fee of BDT 1,500 is above the €4.89 site mark, so an inactive card carries a real charge
  • APR of 25% sits at the 25.64% mark, and the card ranks 99 of 133 on rate
  • Support runs on phone and help centre only, with no listed chat or email channel
Eastern Bank PLC

Ready to try Eastern Bank PLC?

Scored 8.9 / 10 by DebitCue.

Who it suits

  • Bangladesh residents who already bank with Eastern Bank and want both a credit and a debit card
  • Card users who pay off balances each month and value lounge access and contactless payments
  • Anyone who prefers paying a fixed annual fee for a rewards card rather than a variable rate

Who should look elsewhere

  • Shoppers who want a fee-free card, where Wise charges £0 and the site median is €0
  • Borrowers carrying a balance, since 25% ranks 99 of 133 on rate
  • Credit builders starting out, who may find Varo Believe Secured Credit Card a steadier first step

How Eastern Bank PLC compares

Where Eastern Bank PLC is available

Available
Bangladesh
Licence in Bangladesh
Bangladesh Bank, checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much does the Eastern Bank PLC credit card cost each year?+

The credit card carries an annual fee of BDT 1,500, which is above the €4.89 mark on the site. Cardholders who keep it active can have the renewal fee waived with transactions, a perk listed under lounge access, contactless payments and zero renewal fee with transactions, so the fee mainly bites on unused cards.

What interest rate do I pay if I carry a balance?+

The APR on the credit card is 25%, which matches the 25.64% point on the site and ranks 99 of 133 brands. The interest-free period listed in lounge access, contactless payments and zero renewal fee with transactions helps only if you clear the balance before it ends.

Does Eastern Bank PLC also offer a debit card?+

Yes, a debit card sits alongside the credit card in the same range, and the debit card runs on the Visa network (visa). Card type is listed as debit, while the card itself is a credit card for borrowing.

What do I get from the rewards programme?+

The card offers rewards, listed as a feature under rewards. The perks attached include lounge access, contactless payments, a zero renewal fee with transactions and an interest-free period, all recorded under lounge access, contactless payments and zero renewal fee with transactions.

How is the bank regulated?+

Eastern Bank PLC operates under the Bangladesh Bank in Bangladesh. Deposits and card business sit with a listed domestic bank rather than an overseas challenger, which can matter for readers who want a regulated home market account.

Who is this card suited to?+

It fits readers who want a single bank relationship for both credit and debit spending, and who pay off balances monthly so the 25% rate never bites. Lounge access and contactless payments, both in lounge access, contactless payments and zero renewal fee with transactions, add weight for people who use the card often.

How do I get help with the card?+

Support runs on phone and help centre, meaning a phone line and a help centre. For anyone who prefers live chat or email, the listed channels are narrower than the phone and help centre options common on the site.

Sources

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Currency conversion fee, Rewards type.

Eastern Bank PLC

Eastern Bank PLC

Bangladesh residents who want one bank for a rewards credit card and everyday Visa debit spending.

8.9/10See alternatives