easybank review
Updated October 13, 2026 · DebitCue Editorial Team
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Our verdict
For people who want accounts and cards under one clear digital roof, easybank is Austrian direct banking for private everyday use. It brings credit cards together with accounts, loans and investments, supported by an app that shows balances and transactions.
Key facts
- Best for
- Everyday app banking with cards and savings
- Card kind
- Credit (Source, checked September 26, 2026)
- Audience
- Business, Students, Kids
- Official website
- easybank.at
Debit cards
Pros and cons
Pros
- Branchless direct bank in Austria for private everyday banking.
- Holds credit cards alongside accounts, loans and investments.
- App displays balances, transactions and limits for daily oversight.
- Offers multilingual online service requests plus phishing awareness notes.
Cons
- Operates without branches, so all banking runs through digital channels.
- Focuses its banking presence on Austria rather than wider markets.
Who it suits
- Private customers using app based daily banking
- Parents opening youth accounts alongside their own
- People managing cards and accounts through one app
Who should look elsewhere
- People wanting in-person branch banking
How easybank compares
Where easybank is available
- Available
- Austria
Countries from the brand (Source, checked September 29, 2026)
Frequently asked questions
What products does easybank cover?+
easybank covers accounts, credit cards, loans and investments for everyday needs. Youth accounts are also part of the range and link to a parent or legal guardian. The app keeps balances and transactions visible for clear daily oversight.
Where does easybank operate?+
easybank acts as a direct bank in Austria for private daily banking. Accounts and cards are managed through the app and online channels without branch visits. The setup keeps everyday banking together in one digital place.
Who is easybank for?+
easybank suits people who prefer managing money through an app. It suits private customers who want accounts and cards under one roof. It also suits parents who open youth accounts alongside their own account.
How do credit cards fit into banking with easybank?+
Credit cards sit beside accounts, loans and investments within the same digital banking range. Activity around accounts can be followed in the app with balances and transactions. Online service requests allow data changes and applications in a few steps.
Sources
- easybank.at checked September 26, 2026
Backs: Audience
“easy gratis (Studenten), easy kids, Geschaeftskonto”
- easybank.at/easybank/konto/easy-gratis checked September 26, 2026
Backs: Monthly fee
- easybank.at/easybank/kreditkarten/easy-kreditkarte checked September 26, 2026
Backs: Card kind
“easy kreditkarte”
- easybank.at/easybank/services/debitkarte checked September 26, 2026
Backs: Card type, Card network
Compiled from 4 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Annual fee, APR, Currency conversion fee, Rewards type.