easybank review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
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Our verdict
easybank suits people who want a single cheap home for a business account, study money and a child, and it scores 6 overall. The debit card keeps spending tied to the money in the account, and the card itself runs on mastercard.
Key facts
- Best for
- A free account holding business, student and child money together.
- Monthly fee
- €0 (Source, checked September 26, 2026)
- Card type
- Debit (Source, checked September 26, 2026)
- Card network
- Mastercard (Source, checked September 26, 2026)
- Audience
- Business, Students, Kids
- Official website
- easybank.at
Credit cards
- Card kind
- Credit (Source, checked September 26, 2026)
- Audience
- Business, Students, Kids
Pros and cons
Pros
- The monthly fee of €0 means there is no standing charge to keep the account open.
- The range covers business, student and kids audiences, so a business account, a student account and a child's card can sit with the same provider.
- A credit card is offered alongside the debit card, so borrowing is possible as well as everyday spending from the balance.
Cons
- The debit card means purchases stop when the balance stops, so it suits spender money rather than borrowers.
- The range is built around business, student and kids users, so anyone outside those groups gets a narrower set of account types.
- The card runs on mastercard, so there is no alternative network within the range.
Who it suits
- Families who want a child's card inside the parent's account rather than a separate one.
- Students who want a no-cost place to keep study money.
- Sole traders and small businesses that want business and personal money at the same provider.
Who should look elsewhere
- People who want a secured credit card instead of a debit card: Varo Believe Secured Credit Card, with a monthly fee of $0, is the secured route.
- Readers who need a card without a family account around it: Wise, with a monthly fee of £0, stays with a single holder.
- Anyone who only wants a secured Visa credit card: Chime Card (Secured Visa Credit Card), with a monthly fee of $0, keeps the focus on credit.
How easybank compares
Where easybank is available
- Available
- Austria
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does the easybank account cost each month?+
The account carries a monthly fee of €0, so there is no recurring charge for keeping it open. Across the site the median monthly fee is €0 and the highest is €99, and easybank ranks 1 out of 419 brands on monthly fee.
Is the easybank card a debit card or a credit card?+
The card in the pack is a debit card, so purchases draw on the money in the account. easybank also offers a credit card as a separate option, which brings a credit line. The two sit side by side, so the useful choice depends on whether the reader wants to spend the balance or borrow.
Which card network does easybank use?+
The card runs on mastercard. Mastercard cards account for 38.5% of the cards on the site, while Visa cards account for 58.6%, so the network choice sits with the two most common ones and acceptance abroad is broad either way.
Who is the easybank account aimed at?+
The account is aimed at business, student and kids users, so it covers a business account, a student account and a children's card within one family of accounts. The debit card suits everyday spending from the balance, and business and student accounts make up 66.1% and 18.8% of providers on the site.
Can a child have a card on the easybank account?+
Kids are one of the business, student and kids audiences easybank lists, so a child can be given a card within the family set-up rather than opening a separate account. The card is a debit card, which keeps spending tied to the money held in the account.
How does easybank compare with secured credit cards?+
easybank combines a bank account with a debit card, while Varo Believe Secured Credit Card and Chime Card (Secured Visa Credit Card) are secured cards backed by a deposit. Monthly fees are the same on paper, at $0 and $0, so the card model is the real choice.
Sources
- easybank.at checked September 26, 2026
Backs: Audience
“easy gratis (Studenten), easy kids, Geschaeftskonto”
- easybank.at/easybank/konto/easy-gratis checked September 26, 2026
Backs: Monthly fee
- easybank.at/easybank/kreditkarten/easy-kreditkarte checked September 26, 2026
Backs: Card kind
“easy kreditkarte”
- easybank.at/easybank/services/debitkarte checked September 26, 2026
Backs: Card type, Card network
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.