Credit card

Erste Bank Austrian Miles & More Premiumcard

Miles

MASTERCARD

Apply for Erste Bank Austrian Miles & More Premiumcard

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Card review

Erste Bank Austrian Miles & More Premiumcard

4.4 8.8/10 DebitCue Score Verified Jun 20, 2026

Collect Austrian Airlines miles on every purchase with Priority Pass lounge access

Fee: €237.6 EUR/yr (≈ $260); 25% discount for Miles & More Senator Status holders; free for HON Circle Members
Purchase APR: from 5.19%
Interest-free: -
Foreign fee: 1.5%

Rewards

1 mile per €1.50 spent on eligible purchases. 1 bonus mile per €1 spent on austrian.com. Miles are protected from expiry (Meilenschutz). Miles can be exchanged for Points and Qualifying Points for frequent flyer status.

Welcome offer

3,000 welcome miles upon card opening; 40 additional Points for applications completed by 30.06.2026

Our verdict

What stands out, and where it falls short.

What we like

1 mile per €1.50 spent on eligible purchases. 1…
Welcome bonus
Airport lounge access
Travel insurance included
Pay in installments

Worth weighing

€237.6 EUR/yr (≈ $260) card fee
1.5% foreign transaction fee

Who It Is For

Whether the Erste Bank Austrian Miles & More Premiumcard fits how you actually spend.

Pick it if you are

Frequent travelers
People who want rewards on their spending
Travelers who value airport lounges
People who pay big purchases off over time

Skip it if you are

Light spenders who won't beat the €237.6 EUR/yr (≈ $260) fee
Frequent international travelers

Rates and fees

As of June 20, 2026

All amounts shown in EUR.

Card fee: €237.6 EUR/yr (≈ $260)
Purchase APR: from 5.19%
Interest-free period: -
Foreign transaction fee: 1.5%
Monthly fee: €19.80/month (€237.60/year); 25% off for Senator Status; free for HON Circle
Miles earning rate: 1 mile per €1.50 spend; 1 bonus mile per €1 on austrian.com
Foreign transaction fee: 1.5% (refundable 6× per year via George)

Rewards and features

Rewards: 1 mile per €1.50 spent on eligible purchases. 1 bonus mile per €1 spent on austrian.com. Miles are protected from expiry (Meilenschutz). Miles can be exchanged for Points and Qualifying Points for frequent flyer status.
Welcome offer: 3,000 welcome miles upon card opening; 40 additional Points for applications completed by 30.06.2026
Installments: Split Now: divide purchases €50–€4,800 into up to 4 monthly instalments; first 6 per year free
Pay with: Apple Pay, Google Pay, Contactless
Priority Pass lounge access: 4 complimentary visits/year at 1,800+ lounges globally

Benefits and perks

Extras that come bundled with the card.

4 complimentary annual Priority Pass lounge visits at 1,800+ airports worldwide
Comprehensive worldwide travel insurance (medical, cancellation, baggage, flight delay, ski, liability) from day 1
Foreign currency fee (1.5%) refundable 6 times per year via George
4 complimentary FastTrack security passes at Vienna Airport Schwechat annually
Austrian Airlines Business Class check-in access for card holders

Eligibility

What you need before you apply.

Application method: Active application required via George app or branch; no automatic transfer from previous issuer

Erste Bank Austrian Miles & More Premiumcard: your questions answered

How much does the Erste Bank Austrian Miles & More Premiumcard cost?

The Erste Bank Austrian Miles & More Premiumcard costs €237.6 EUR/yr (≈ $260). 25% discount for Miles & More Senator Status holders; free for HON Circle Members.

What rewards does the Erste Bank Austrian Miles & More Premiumcard earn?

The Erste Bank Austrian Miles & More Premiumcard earns 1 mile per €1.50 spent on eligible purchases. 1 bonus mile per €1 spent on austrian.com. Miles are protected from expiry (Meilenschutz). Miles can be exchanged for Points and Qualifying Points for frequent flyer status..

Does the Erste Bank Austrian Miles & More Premiumcard charge foreign transaction fees?

Yes - the Erste Bank Austrian Miles & More Premiumcard charges a 1.5% foreign transaction fee.

What is the interest rate on the Erste Bank Austrian Miles & More Premiumcard?

The Erste Bank Austrian Miles & More Premiumcard has a purchase APR of from 5.19%.

Does the Erste Bank Austrian Miles & More Premiumcard have a welcome offer?

Yes - 3,000 welcome miles upon card opening; 40 additional Points for applications completed by 30.06.2026.

Can I pay in installments with the Erste Bank Austrian Miles & More Premiumcard?

Yes - Split Now: divide purchases €50–€4,800 into up to 4 monthly instalments; first 6 per year free.

Is the Erste Bank Austrian Miles & More Premiumcard a credit, debit or prepaid card?

The Erste Bank Austrian Miles & More Premiumcard is a credit card issued by Erste Bank on the Mastercard network.

Does the Erste Bank Austrian Miles & More Premiumcard support Apple Pay and Google Pay?

Yes - the Erste Bank Austrian Miles & More Premiumcard works with both Apple Pay and Google Pay.

Where can I get the Erste Bank Austrian Miles & More Premiumcard?

The Erste Bank Austrian Miles & More Premiumcard is currently offered in Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia and 22 more.

How does DebitCue rate the Erste Bank Austrian Miles & More Premiumcard?

DebitCue rates the Erste Bank Austrian Miles & More Premiumcard 4.4 out of 5 (8.8/10), scored on the same factors as every card - fees, rewards, perks and ease of use.