ET Money review
Updated October 12, 2026 · DebitCue Editorial Team
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Our verdict
ET Money centres on mutual funds, stocks and expert curated portfolios rather than card spending or borrowing. For people in India who want guided and goal based investing, it offers simplified data, personality insight and app led tracking to build confidence.
Key facts
- Best for
- Beginners in India seeking guided long term investing
- Legal entity
- Money International (Source, checked September 26, 2026)
- Headquarters
- Belgium (Source, checked September 26, 2026)
- Support channels
- Help-centre (Source, checked September 26, 2026)
- Official website
- etmoney.com
Pros and cons
Pros
- Covers mutual funds, stocks and expert curated multi asset portfolios
- Provides goal based guidance matched to your investor personality
- Simplifies complex data with fund report cards and tracking
- Supports disciplined habits with reminders and one tap payments
Cons
- Focuses on investing products rather than everyday card use
- Guidance centres on long term goals rather than short term needs
Who it suits
- Beginners who want clear guided investing
- Goal focused savers planning long term milestones
- App users who like simplified data and tracking
Who should look elsewhere
- Card seekers who want spending features
- People outside India seeking local investing
How ET Money compares
Where ET Money is available
- Available
- Belgium
- Licence in Belgium
- BE_NBB (PSD_PI BE_NBB!0475445104), checked September 26, 2026, also valid in Belgium
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does ET Money offer?+
ET Money offers mutual funds, stocks and diversified multi asset portfolios curated by experts. It also provides goal based and suitability led guidance that helps you invest with clarity. You can explore fund options inside the app.
Where does ET Money operate?+
ET Money supports people across many parts of India, with registered users in more than 1300 cities. It presents itself as an investment app for people living in India. You can use its tools wherever you can access the app.
How does the ET Money app help you invest?+
ET Money presents complex investment data in a simplified manner that helps you separate signals from noise. It allows you to track imported mutual fund investments in one place. You also get fund report cards and timely reminders for disciplined habits.
What is the investor personality assessment?+
ET Money invites you to understand your investor personality before choosing funds. More than 300,000 assessments have been taken so far. You can use the insight to align decisions with your goals and temperament.
What is ET Money Genius?+
ET Money includes Genius, which brings method to investing decisions and reduces second guessing. It is positioned to help you invest with greater confidence. You can learn more about Genius within the app.
Sources
- euclid.eba.europa.eu/register/downloads/PSDMD/20260926/do... checked September 26, 2026
Backs: Headquarters, Legal entity, Licences
“EntityCode=BE_NBB!0475445104; EntityType=PSD_PI; ENT_NAM=Money International”
- etmoney.com/help checked September 26, 2026
Backs: Support channels
“Help & Support - ET Money”
Compiled from 2 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Annual fee, APR, Currency conversion fee, Rewards type.