Eversend review

Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.

Our verdict

Eversend suits businesses that want a single balance across 16 currencies with a virtual card for subscriptions and travel. The trade-off is currency cost: the business account converts at 0.9%, so overseas spend pays more here than on the cheaper options listed beside it.

Key facts

Best for
A business account that needs multi-currency balances and a virtual card for spend abroad.
Currency conversion fee
0.9% (Source, checked September 26, 2026)
Card type
Virtual (Source, checked September 26, 2026)
Currencies
16 (Source, checked September 26, 2026)
Founded
2017 (Source, checked September 26, 2026)
Support channels
Help-centre, Email (Source, checked September 26, 2026)
Features
Multi-currency, Virtual card, Crypto, Travel
Audience
Business
Official website
eversend.co

Credit cards

Currency conversion fee
0.9% (Source, checked September 26, 2026)
Rewards type
None (Source, checked September 26, 2026)
Founded
2017 (Source, checked September 26, 2026)
Support channels
Help-centre, Email (Source, checked September 26, 2026)
Features
Multi-currency, Virtual card, Crypto, Travel
Audience
Business

Apps and profiles

Pros and cons

Pros

  • The card is virtual, so it suits online subscriptions and travel bookings where holding plastic is not needed.
  • A single multi-currency balance covering 16 currencies, with crypto in the same feature set.
  • The account is built for business customers, so balances and card spend sit around company money.

Cons

  • Currency conversion costs 0.9%, against 0.1% at Wise and 0% at Bitpanda, so overseas supplier payments are dearer here.
  • Support runs on help centre and email only, with no phone or chat line in the mix.
  • Card spending earns nothing back, as the rewards type is none.
Eversend

Ready to try Eversend?

Scored 8.9 / 10 by DebitCue.

Who it suits

  • Businesses paying suppliers and contractors in several currencies from one balance, since the account serves business customers.
  • Companies that hold crypto, which sits in the feature set alongside multi-currency and travel.
  • Finance teams that want a card number for subscriptions and bookings without carrying one, since the card is virtual.

Who should look elsewhere

  • Travellers chasing the cheapest conversion, since Wise charges 0.1%.
  • Anyone who wants a card in hand, since the card here is virtual.
  • Personal current banking, where Starling Personal Account Debit Card fits better, given Eversend serves business customers.

How Eversend compares

Frequently asked questions

What does Eversend charge to convert currency?+

Eversend's business account converts currency at a fee of 0.9% on its virtual card. The median conversion fee across the brands compared here is 1%, so Eversend sits below the midpoint on that measure, though it ranks 120 out of 259 on the fee ranking.

How does that compare with other multi-currency accounts?+

Wise converts at 0.1%, Bitpanda at 0% and Starling Personal Account Debit Card at 0%. Eversend's 0.9% is the heaviest of these, so a business paying abroad feels that difference on every conversion.

Is the Eversend card virtual or physical?+

The card is virtual, so there is nothing to carry. It suits online purchases, subscriptions and travel bookings where a card number held by a merchant matters more than having it in a wallet. The feature set behind it spans multi currency, virtual card and crypto.

Who is an Eversend account for?+

Eversend builds its account for business customers, so balances, cards and payment flows are set up around company money. Individuals wanting a personal current account should look elsewhere, and the brand has been running since 2017.

How many currencies can an Eversend account hold?+

An Eversend balance covers 16 currencies, with multi-currency the core of the product. A business trading in a longer currency list would keep a second provider alongside. Crypto also sits in the feature set, for companies that receive it as payment.

Does Eversend offer cashback, points or credit?+

There is no rewards scheme and no loans or credit, with a rewards type of none. Treat this as a payments account rather than a rewards card, and read the 0.9% conversion fee before drawing balances down abroad.

How do I get help from Eversend?+

Support runs on help centre and email, giving a help centre for self-serve answers plus email for the rest. There is no phone line or live chat in that mix, which matters when a payment is stuck before a supplier deadline. Keep card details handy when you write in.

Sources

  • eversend.co checked September 26, 2026

    Backs: Card type, Currencies, Features

    “Spend online with a virtual card”

  • eversend.co/company checked September 26, 2026

    Backs: Founded

    “Eversend was founded in Paris in 2017”

  • eversend.co/pricing checked September 26, 2026

    Backs: Currency conversion fee

    “Conversion rates for fiat and crypto include our margin (from 0.9% on currency exchange)”

  • help.eversend.co checked September 26, 2026

    Backs: Support channels

    “Advice and answers from the Eversend Team”

  • help.eversend.co/en checked September 26, 2026

    Backs: Audience

    “Eversend for Business”

  • help.eversend.co/en/articles/14215032-does-eversend-offer... checked September 26, 2026

    Backs: Rewards type

    “we do not provide borrowing or financing services”

Compiled from 6 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Monthly fee, Free ATM withdrawals, Protection.

Eversend

Eversend

A business account that needs multi-currency balances and a virtual card for spend abroad.

8.9/10See alternatives