Fortuneo review

Fortuneo lists a monthly fee of €0 and an annual fee of €0, so holding the account costs nothing. That matches the site median of €0, while monthly fees elsewhere on the site reach €99.

Rewards sit under its rewards offering, with a rewards type of cashback through the scheme named Cashback+. Cashback is the most common rewards type among the brands compared, at a share of 49.5%.

Fortuneo's card carries a card type of debit and a card kind of credit in the data. Debit is the dominant card type on the site, at a share of 74.3%, so the type label is the one most tables use.

The card runs on mastercard. Across the brands compared, Mastercard accounts for a share of 38.5% against 58.6% for Visa, so acceptance follows whichever network dominates where you shop and travel.

Fortuneo sits at position 1 among the 419 brands ranked on monthly fee. Its fee of €0 matches the site median of €0, so the ranking reflects a shared floor rather than a lead.

Every alternative is also free month to month: £0 for Wise, $0 for Varo Believe Secured Credit Card and $0 for Chime Card. On monthly fee alone, nothing separates Fortuneo from them.

It suits readers who want a no cost card that pays cashback on mastercard spending, with a monthly fee of €0 and an annual fee of €0. A secured credit card serves a different goal, building credit rather than paying cashback.

Fortuneo carries an overall score of 6 and a cost score of 6, so fees are not its weak point. The cost part rests on a monthly fee of €0 and an annual fee of €0.