GBTI review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
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Our verdict
GBTI suits customers in GY who want a bank-backed multi-currency card rather than an app account. Free ATM withdrawals stand at GYD 0, so the card leans on spending abroad and on phone support, with a bank founded in 1987 behind it.
Key facts
- Best for
- A debit card with multi-currency for customers based in Guyana.
- Free ATM withdrawals
- GYD 0 (Source, checked September 26, 2026)
- Card type
- Debit (Source, checked September 26, 2026)
- Card network
- Mastercard (Source, checked September 26, 2026)
- Legal entity
- Guyana Bank for Trade and Industry Limited (Source, checked September 26, 2026)
- Headquarters
- Guyana (Source, checked September 26, 2026)
- Founded
- 1987 (Source, checked September 26, 2026)
- Support channels
- Phone (Source, checked September 26, 2026)
- Features
- Multi-currency
- Official website
- gbtibank.com
Credit cards
Apps and profiles
- Get the app
- App Store
Pros and cons
Pros
- Multi-currency support on a debit card, so several currencies can sit on one card
- Cards run on mastercard, which is accepted widely at home and abroad
- A bank rather than an app: Guyana Bank for Trade and Industry Limited has traded since 1987
Cons
- Cash access is the weak point: free ATM withdrawals are GYD 0, against Wise's £250
- Support runs on phone only, so a card problem means a phone call
Who it suits
- Customers in GY who want a debit card from a bank rather than a money app
- Travellers and businesses that need multi-currency on a single card
- People who would rather sort account questions by phone than in an app
Who should look elsewhere
- Wise, whose free ATM allowance is £250 against GBTI's GYD 0, for heavy cash use
- Starling Personal Account Debit Card, which lists a free ATM allowance of £0 on its personal account card
- Upgrade OneCard, whose free ATM allowance is $0, for a card from a different banking setup
Who runs it
The account is run by Guyana Bank for Trade and Industry Limited, a bank headquartered in Guyana and trading since 1987. It is a bank rather than a money app, so the balance sits with an established financial institution rather than an app wallet. Support is handled over phone.
How GBTI compares
9.0 vs 9.4
9.0 vs 9.0
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9.0 vs 9.2
9.0 vs 8.8
9.0 vs 8.5
9.0 vs 8.5
9.0 vs 9.0
9.0 vs 8.8
9.0 vs 8.8
9.0 vs 8.7
9.0 vs 9.2
9.0 vs 9.0
9.0 vs 8.9
9.0 vs 8.8
9.0 vs 9.6
9.0 vs 9.4
9.0 vs 9.4
9.0 vs 9.2
9.0 vs 9.1
9.0 vs 9.1
9.0 vs 9.1
9.0 vs 9.1
9.0 vs 8.8
9.0 vs 8.8- 9.0 vs 8.8
- 9.0 vs 8.8
9.0 vs 8.8- 9.0 vs 8.8
9.0 vs 8.5
9.0 vs 8.5
9.0 vs 8.5
9.0 vs 8.3
9.0 vs 8.2
9.0 vs 8.0
9.0 vs 8.0
Where GBTI is available
- Available
- Guyana
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does it cost to use the GBTI card?+
The main cost to check is cash. Free ATM withdrawals are listed at GYD 0, so anything taken out beyond that is chargeable under the bank's schedule of charges. The card is a debit card, so spending draws on money already in the account rather than borrowing.
What kind of card is it?+
It is a debit card running on mastercard, issued in the name of Guyana Bank for Trade and Industry Limited. Because it is a debit card, purchases take money straight from the account balance, so there is no credit line and no interest to pay on everyday spending.
Does the card handle more than one currency?+
Yes. Multi-currency support is one of the listed features, so the card can hold and spend in several currencies rather than a single account currency. That suits customers who travel or who receive money in another currency and want to keep it rather than convert straight away.
How do I get help if something goes wrong?+
Customer support runs over phone, so help is arranged by calling the bank rather than through in-app messaging. The account is with Guyana Bank for Trade and Industry Limited, a bank based in Guyana that has operated since 1987.
Is the bank well established?+
Guyana Bank for Trade and Industry Limited has traded since 1987 and is headquartered in Guyana. It is a bank rather than a money app, so the balance is held at an established financial institution rather than with a new entrant.
How does it compare on cash withdrawals?+
Wise lists free ATM withdrawals of £250, while GBTI's free allowance is GYD 0. Starling Personal Account Debit Card lists £0 and Upgrade OneCard lists $0, so heavy cash users should compare the schedules first.
Where can I use the card?+
The card runs on mastercard, so it is accepted wherever that network is accepted, which covers most card points of sale and ATMs abroad. Any charge on use follows the bank's schedule of charges, where free ATM withdrawals are listed at GYD 0.
Who is this card aimed at?+
Multi-currency support points at customers who travel or deal in more than one currency, and the debit card suits people who want spending tied to their own money rather than a credit line. It is a GY bank account, so it fits customers of Guyana Bank for Trade and Industry Limited first.
Sources
- gbtibank.com checked September 26, 2026
Backs: Headquarters, Support channels
“High & Young Streets, Kingston, Georgetown, Guyana, South America”
- gbtibank.com/about-us checked September 26, 2026
Backs: Founded, Legal entity
“December 1987, the Guyanese government acquired the institution, establishing GBTI”
- gbtibank.com/mastercard-debit-card checked September 26, 2026
Backs: Card type, Features, Card network
“A modern debit card for secure, fast, and globally accepted payments”
- gbtibank.com/schedule-of-charges checked September 26, 2026
Backs: Free ATM withdrawals
“ATM Withdrawal G$70.00 per transaction”
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Protection.