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Getir Finans review

Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Getir Finans runs a monthly fee of TRY 0 on its debit account card and pays points at %3 getirpara on its credit card. That suits people who want to keep card costs down and collect points, though phone is the only support channel listed.

Key facts

Best for
A fee free card pair for people who want points, cashback and instalments.
Annual fee
TRY 0 (Source, checked September 26, 2026)
Rewards type
Points (Source, checked September 26, 2026)
Rewards rate
%3 getirpara (Source, checked September 26, 2026)
Perks
Installments (Source, checked September 26, 2026)
Card kind
Credit (Source, checked September 26, 2026)
Legal entity
Getir Teknolojik Hizmetler A.S. (Source, checked September 26, 2026)
Headquarters
Turkey (Source, checked September 26, 2026)
Support channels
Phone (Source, checked September 26, 2026)
Pricing model
No annual fee
Features
Rewards
Official website
getirfinans.com

Debit cards

Monthly fee
TRY 0 (Source, checked September 26, 2026)
Card type
Debit (Source, checked September 26, 2026)
Cashback rate
1% (Source, checked September 26, 2026)
Legal entity
Getir Teknolojik Hizmetler A.S. (Source, checked September 26, 2026)
Headquarters
Turkey (Source, checked September 26, 2026)
Support channels
Phone (Source, checked September 26, 2026)
Features
Rewards

Apps and profiles

Get the app
App StoreGoogle Play
Elsewhere
XLinkedInapps.apple.cominstagram.comyoutube.com

Pros and cons

Pros

  • Annual fee of TRY 0 on the credit card.
  • Cashback of 1% on the debit account card.
  • Points at %3 getirpara on the credit card, with rewards a headline feature: rewards.
  • Instalments are a listed perk: installments.

Cons

  • Support runs on phone only, with no chat or email line alongside it.
  • The credit card pays in points, points, rather than cash.
  • The rate of %3 getirpara is published as a campaign, so it is not the standing schedule.
Getir Finans

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Scored 8.8 / 10 by DebitCue.

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Who it suits

  • Getir customers who want points on the credit card at %3 getirpara.
  • Anyone who wants a debit account card with cashback of 1% and a monthly fee of TRY 0.
  • Shoppers who want to split larger purchases, since instalments are a listed perk: installments.

Who should look elsewhere

  • Cardholders who want a card from a named bank rather than an app brand: National Bank of Kuwait Cards lists an annual fee of KWD 30.
  • People who prefer paying a listed yearly charge to earning points: Oney charges an annual fee of €10 against Getir Finans' points at %3 getirpara.
  • Anyone expecting a cash reward: the credit card pays in points, points, and cashback of 1% sits on the debit account card.

How Getir Finans compares

Where Getir Finans is available

Available
Turkey

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does the Getir Finans credit card cost each year?+

The credit card carries an annual fee of TRY 0 under a no annual fee model, no annual fee. The account side runs on a monthly fee of TRY 0, so both charges sit at the free end for this provider.

What is the monthly fee on the account card?+

Getir Finans lists a monthly fee of TRY 0 on its debit account card, card type debit. Site median monthly fees sit at €0 and the upper quartile at €0, so this account card is at the free end of the market.

What do I earn for spending on the cards?+

The credit card earns points at %3 getirpara, and the reward type is points. Rewards sit as a headline feature, rewards, while the debit account card carries cashback of 1%. Site reward types lean to cashback, 49.5%, with points at 19.8%.

Can I split a purchase into instalments?+

Instalments are listed as a perk, installments, on the credit card. Alongside that, the card runs on a no annual fee model, no annual fee, with an annual fee of TRY 0, so splitting a purchase does not come with a yearly charge.

How do I reach Getir Finans for help?+

Phone is the listed support channel, phone. That means a call is the documented route for account questions on both the credit card and the debit account card, and no chat or email line is published alongside it.

Who is behind Getir Finans?+

The legal entity is Getir Teknolojik Hizmetler A.S., headquartered in Turkey. Both the credit card and the debit account card sit with the same company, so account questions go to that provider rather than a separate issuer.

Is the card a credit card or a debit card?+

Both exist. The credit card is card kind credit with the annual fee of TRY 0, and the account card is card type debit with cashback of 1%. Which fits depends on whether you want to borrow or spend from your own balance.

Who should pick Getir Finans over another card?+

It fits people who want no annual fee, TRY 0, and points on spending, %3 getirpara. Oney charges €10 a year and National Bank of Kuwait Cards KWD 30, so those suit a different budget. Amwal also has no annual fee, SAR 0, so weigh the rewards setup.

Sources

Compiled from 6 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: APR, Currency conversion fee.

Getir Finans

Getir Finans

A fee free card pair for people who want points, cashback and instalments.

8.8/10See alternatives