Imagin review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Imagin is a fee-light card set for families in Spain, built around parents managing money for kids. The credit card takes a currency conversion fee of 0%, and the card itself can be activated or blocked from the app, which suits a family account where a parent is often the one in charge.
Key facts
- Best for
- Parents in Spain who want a debit card for a child, with fees of €0 and controls in the app.
- Monthly fee
- €0 (Source, checked September 26, 2026)
- Currency conversion fee
- 0% (Source, checked September 26, 2026)
- Card type
- Debit (Source, checked September 26, 2026)
- Legal entity
- imaginersGen, S.A. (Source, checked September 26, 2026)
- Headquarters
- Spain (Source, checked September 26, 2026)
- Founded
- 2011 (Source, checked September 26, 2026)
- Support channels
- Phone, Email, Chat, Help-centre (Source, checked September 26, 2026)
- Features
- Travel
- Audience
- Kids
- Official website
- imagin.com
Credit cards
- Annual fee
- €0 (Source, checked September 26, 2026)
- APR
- 0% to 22.42% (Source, checked September 26, 2026)
- Currency conversion fee
- 0% (Source, checked September 26, 2026)
- Rewards type
- None (Source, checked September 26, 2026)
- Perks
- Free cash withdrawals at 11,000+ CaixaBank ATMs, Virtual card downloadable to phone, Split past purchases into installments, Instant card activation/blocking via app, Mobile payment integration (Apple Pay, contactless) (Source, checked September 26, 2026)
- Card kind
- Credit (Source, checked September 26, 2026)
- Legal entity
- imaginersGen, S.A. (Source, checked September 26, 2026)
- Headquarters
- Spain (Source, checked September 26, 2026)
- Founded
- 2011 (Source, checked September 26, 2026)
- Support channels
- Phone, Email, Chat, Help-centre (Source, checked September 26, 2026)
- Pricing model
- No annual fee
- Features
- Travel
- Audience
- Kids
Pros and cons
Pros
- Currency conversion costs 0% on the credit card, so spending abroad adds no fee line.
- Free cash withdrawals at CaixaBank ATMs, a virtual card you download to your phone and instant card blocking in the app (Free cash withdrawals at 11,000+ CaixaBank ATMs, Virtual card downloadable to phone and Split past purchases into installments).
- Help is offered on phone, email and chat, so a parent is not tied to one route.
Cons
- The rewards type is none, so the credit card pays nothing back for spending.
- Buying on the credit card costs an APR of 0% to 22.42% on a carried balance.
- Free cash withdrawals are listed for CaixaBank ATMs only (Free cash withdrawals at 11,000+ CaixaBank ATMs, Virtual card downloadable to phone and Split past purchases into installments), so cash on other networks can carry a fee.
Ready to try Imagin?
Scored 9.3 / 10 by DebitCue.
Who it suits
- Parents who want a debit card for a child, with activation and blocking in the app.
- Families in Spain that use CaixaBank ATMs and want help on phone, email and chat.
- Holidaymakers who clear the credit card each month, since borrowing costs an APR of 0% to 22.42%.
Who should look elsewhere
- Varo Believe Secured Credit Card, whose monthly fee is $0, if a secured card matters more to you than a credit one.
- Wise, whose monthly fee is £0, if you want another provider to weigh Imagin's fees against.
- Chime Card (Secured Visa Credit Card), with a monthly fee of $0, if a secured Visa suits you better than a debit card built for kids.
The company behind it
Imagin sits under imaginersGen, S.A., with its base in ES and a founding year of 2011. Support is handled through phone, email and chat, so help is available by phone as well as in writing, and card changes can be made in the same app used for activation and blocking. That mix suits a family account where the parent is usually the one who calls.
How Imagin compares
9.3 vs 9.4
9.3 vs 9.0
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9.3 vs 8.0
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Where Imagin is available
- Available
- Spain
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does the Imagin account cost?+
The current account has a monthly fee of €0 and the credit card an annual fee of €0, so the no annual fee model holds on both. Currency conversion on the credit card is charged at 0%, which keeps holiday spending from adding a fee line to the statement.
Does the Imagin credit card cost money to borrow?+
A balance carried from month to month is charged at an APR of 0% to 22.42%, so the borrowing rate matters more than the €0 annual fee. Paying in full keeps that cost away. Splitting past purchases into instalments is listed among the card's perks (Free cash withdrawals at 11,000+ CaixaBank ATMs, Virtual card downloadable to phone and Split past purchases into installments), which helps with a larger one off buy.
Is Imagin a debit card or a credit card?+
The range covers both. The account card is a debit card, the second card is listed as credit, and the brand is built for kids. A virtual card can be downloaded to a phone as well as using the physical one, according to Free cash withdrawals at 11,000+ CaixaBank ATMs, Virtual card downloadable to phone and Split past purchases into installments.
What do the ATM and travel features cover?+
The listed perks (Free cash withdrawals at 11,000+ CaixaBank ATMs, Virtual card downloadable to phone and Split past purchases into installments) cover free cash withdrawals at CaixaBank ATMs, plus mobile payment with Apple Pay and contactless, and the card is offered for travel use. Activation and blocking sit in the app, so a card can be stopped while abroad.
Who is the Imagin card aimed at?+
The brand is designed for kids, with a parent setting limits from the app while a child uses the card. It is offered for travel use and the company is based in Spain, so the offer centres on family money in Spain.
Does the Imagin card pay any rewards?+
The rewards type is listed as none, so there is no cashback, points or miles scheme on the credit card. The pitch rests on fees instead: a monthly fee of €0 on the account and a currency conversion fee of 0% on the card. Readers who want spending paid back should look elsewhere.
Who runs Imagin and how do I get help?+
The card runs under imaginersGen, S.A., based in Spain and founded in 2011. Help is offered on phone, email and chat, and the app handles card activation and blocking, so routine changes do not need a call.
Sources
- en.wikipedia.org/wiki/CaixaBank checked September 26, 2026
Backs: Founded, Headquarters
“CaixaBank, S.A. founded in January 2011”
- imagin.com checked September 26, 2026
Backs: Audience
- imagin.com/cuentas/cuenta-corriente-sin-comisiones checked September 26, 2026
Backs: Monthly fee
- imagin.com/en/cards/credit/imagin-credit-card checked September 26, 2026
Backs: Annual fee, APR, Card kind, Currency conversion fee, Legal entity, Pricing model, Perks, Rewards type
“€0 for card issuance and maintenance”
- imagin.com/en/faqs/cards checked September 26, 2026
Backs: Support channels
“Phone support: 93 887 25 08, 900 211 211; Email support; Live chat via mobile app; Help Center”
- imagin.com/tarjetas/tarjeta-imagin-debito checked September 26, 2026
Backs: Card type
“Tarjeta imagin debito”
- imagin.com/tarjetas/tarjeta-para-viajar checked September 26, 2026
Backs: Features
Compiled from 7 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Free ATM withdrawals, Protection.
Related by the facts
Imagin
Parents in Spain who want a debit card for a child, with fees of €0 and controls in the app.