ING review
Updated October 13, 2026 · DebitCue Editorial Team
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Our verdict
For people following large European banking groups, ING is a global financial institution of Dutch origin with widening investing access across Europe. It counts nearly five million customers in Spain and publishes regular financial results alongside updates on capital management and climate adaptation research.
Key facts
- Best for
- Followers of a Dutch origin banking group
- Currency conversion fee
- 2.2% (Source, checked September 26, 2026)
- Legal entity
- ING Bank (Source, checked September 26, 2026)
- Headquarters
- Netherlands (Source, checked September 26, 2026)
- Founded
- 1991 (Source, checked September 26, 2026)
- Official website
- ing.com
Debit cards
- Monthly fee
- €0 to €4.90 (Source, checked September 26, 2026)
- Currency conversion fee
- 2.2% (Source, checked September 26, 2026)
- Card type
- Debit (Source, checked September 26, 2026)
- Card network
- Visa (Source, checked September 26, 2026)
- Legal entity
- ING Bank (Source, checked September 26, 2026)
- Headquarters
- Netherlands (Source, checked September 26, 2026)
- Founded
- 1991 (Source, checked September 26, 2026)
Pros and cons
Pros
- Global financial institution of Dutch origin with European reach
- Growth story in Spain with nearly five million customers
- Work to make investing more accessible across Europe
- Listings on Euronext Amsterdam and New York Stock Exchange
Cons
- Corporate news centres on results and capital updates
- Everyday account help is limited in corporate material
- Share data carries a short publication delay
Who it suits
- Followers of European banking developments
- People tracking listed financial institutions
- Readers interested in accessible investing themes
Who should look elsewhere
- People seeking everyday account guidance
How ING compares
Where ING is available
- Available
- Italy
Countries from its affiliate programme (Source)
Frequently asked questions
What is ING?+
ING is a global financial institution of Dutch origin. It publishes corporate news, investor relations updates and research on banking themes. Its coverage spans investing access, climate adaptation and homeowner renovation topics.
Where does ING operate?+
ING operates across Europe with a noted growth story in Spain. That growth story involves nearly five million customers in the country. Its research and news also discuss customers across wider Europe.
Who does ING suit?+
ING suits people who follow large European banking groups. It also suits people interested in more accessible investing across Europe. Its published results and research help track direction over time.
What currency conversion fee does ING charge?+
The currency conversion fee at ING is 2.2%. (Source, checked September 26, 2026)
Where is ING based?+
ING is based in Netherlands. (Source, checked September 26, 2026)
When was ING founded?+
ING was founded in 1991. (Source, checked September 26, 2026)
Sources
- en.wikipedia.org/wiki/ING_Group checked September 26, 2026
Backs: Founded, Headquarters
“ING Group was formed in 1991 by the merger”
- ing.com checked September 26, 2026
Backs: Legal entity
“ING Group is the parent of one main legal entity, ING Bank”
- ing.de/girokonto/konditionen checked September 26, 2026
Backs: Card type, Currency conversion fee, Monthly fee, Card network
“VISA Card [Debitkarte] - Girokonto”
Compiled from 3 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Annual fee, APR, Rewards type.