MBNA review
Updated October 13, 2026 · DebitCue Editorial Team
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Our verdict
For borrowers who also want savings and insurance in one place, MBNA concentrates on credit cards alongside loans, home insurance and savings and counts 1 million app users. You manage applications and accounts online with guides and notifications to support everyday borrowing decisions.
Key facts
- Best for
- Borrowers seeking cards, loans and savings together
- Legal entity
- Lloyds Bank plc (Source, checked September 26, 2026)
- Headquarters
- United Kingdom (Source, checked September 26, 2026)
- Founded
- 1982 (Source, checked September 26, 2026)
- Official website
- mbna.co.uk
Credit cards
Apps and profiles
- Get the app
- App Store
Pros and cons
Pros
- Covers credit cards for transfers and purchases plus loans and savings
- Provides online management with app notifications to track accounts
- Publishes guides on credit and borrowing plus ways to pay
- Supports 1 million app users on iPhone and Android devices
Cons
- App works only on iPhone and Android with registered devices required
- App does not work on jailbroken or rooted devices at all
- Mobile services can be affected by phone signal and device functionality
Who it suits
- Borrowers seeking transfer and purchase cards
- Savers setting money aside for future plans
- Applicants who prefer online management and guidance
Who should look elsewhere
- People without a valid registered phone number
- Users with jailbroken or rooted phones
How your money is protected
Security sits at the centre of using a credit card and contacting the business, with protection of account details given clear priority. The business provides security and protection information that explains how account details stay safe. App users receive notifications that help them stay up to date on activity. Online Services customers need a valid registered phone number and registered devices, while jailbroken or rooted devices remain unsupported. Phone signal and device functionality can affect services at times.
How MBNA compares
Where MBNA is available
- Available
- United Kingdom
- Licence in United Kingdom
- Financial Conduct Authority, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Which products does MBNA offer?+
MBNA covers balance transfer credit cards and transfer and purchase credit cards, alongside personal loans, home insurance and savings accounts. The range suits people who want borrowing and saving options together. Applications are made online and accounts can be managed online.
Which company stands behind MBNA?+
MBNA operates within a wider family of brands and offers borrowing and saving products under its own name. Loans within the range are arranged through a sister bank in the same group. Accounts and services continue under MBNA management and online support.
Who finds MBNA useful?+
MBNA suits people who want to spread the cost of larger purchases or manage finances more smoothly through borrowing. It also suits savers putting money aside for future plans. Guidance and online management support those everyday decisions.
What help does MBNA offer for understanding credit?+
MBNA publishes guides about credit and borrowing alongside information about borrowing options and ways to pay. They explain choices in plain terms for people who find credit complicated. They help people consider products that match financial needs.
Where is MBNA based?+
MBNA is based in United Kingdom. (Source, checked September 26, 2026)
When was MBNA founded?+
MBNA was founded in 1982. (Source, checked September 26, 2026)
Sources
- en.wikipedia.org/wiki/MBNA checked September 26, 2026
Backs: Card kind, Founded, Headquarters, Legal entity, Licences
“the world's largest independent credit card issuer”
Compiled from 1 source page, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Card type, Protection.