iti review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
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Our verdict
iti is a Brazilian credit card with an annual fee of BRL 0 and cashback paid through missions and challenges, so it suits everyday spending at home. Travellers and shoppers of expensive goods get more from it, given the Visa Platinum benefits, Purchase protection and Price protection that come with the card.
Key facts
- Best for
- Everyday spending in Brazil with an annual fee of BRL 0 and cashback for finishing missions.
- Annual fee
- R$0 (Source, checked September 26, 2026)
- Rewards type
- Cashback (Source, checked September 26, 2026)
- Rewards rate
- Cashback through missões (missions/challenges) (Source, checked September 26, 2026)
- Perks
- Visa Platinum benefits, Purchase protection, Price protection, International medical emergency assistance, Travel services, Extended warranty coverage (Source, checked September 26, 2026)
- Card kind
- Credit (Source, checked September 26, 2026)
- Headquarters
- Brazil (Source, checked September 26, 2026)
- Pricing model
- No annual fee
- Features
- Rewards
- Official website
- iti.itau
Debit cards
- Headquarters
- Brazil (Source, checked September 26, 2026)
- Features
- Rewards
Apps and profiles
- Get the app
- Google Play
- Elsewhere
Pros and cons
Pros
- Annual fee of BRL 0 on a card built around the no annual fee model.
- Rewards are cashback, credited through missions and challenges rather than a points scheme.
- Visa Platinum benefits, Purchase protection and Price protection add cover for purchases, price drops, warranties and medical help abroad.
Cons
- Rewards are cashback only, delivered through missions and challenges, so there is no points scheme to redeem and no rate applied to all spend.
- It is a credit card, so a credit check and monthly repayments come with whatever balance you carry.
- The Visa Platinum benefits, Purchase protection and Price protection lean towards travel and purchase cover, so they only pay off if you use the card for those.
Ready to try iti?
Scored 9.2 / 10 by DebitCue.
Who it suits
- People in Brazil who want rewards on everyday spending and would rather hold a card with an annual fee of BRL 0.
- Card holders who enjoy ticking missions and challenges for their reward.
- Travellers and shoppers of expensive goods, who get the most from the Visa Platinum benefits, Purchase protection and Price protection.
Who should look elsewhere
- Bitpanda, if a card priced in euros suits you better than a Brazilian one: its annual fee is €0.
- Chime Card, if you would rather hold a secured card: its annual fee is $0.
How iti compares
9.2 vs 9.4
9.2 vs 9.0
9.2 vs 8.9
9.2 vs 9.2
9.2 vs 8.8
9.2 vs 8.5
9.2 vs 8.5
9.2 vs 9.0
9.2 vs 8.8
9.2 vs 8.8
9.2 vs 8.7
9.2 vs 9.2Annual fee of €0, a pick if your spending is priced in euros rather than reais.
9.2 vs 9.0
9.2 vs 8.9
9.2 vs 8.8
9.2 vs 9.6
9.2 vs 9.4
9.2 vs 9.4
9.2 vs 9.2
9.2 vs 9.1
9.2 vs 9.1
9.2 vs 9.1
9.2 vs 9.1
9.2 vs 8.8
9.2 vs 8.8- 9.2 vs 8.8
- 9.2 vs 8.8
9.2 vs 8.8- 9.2 vs 8.8
9.2 vs 8.5
9.2 vs 8.5
9.2 vs 8.5
9.2 vs 8.3
9.2 vs 8.2
9.2 vs 8.0
9.2 vs 8.0
Where iti is available
- Available
- Brazil
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does iti cost to hold?+
iti carries an annual fee of BRL 0, and the card is built around the no annual fee model, so there is nothing yearly to budget for. What you get back is cashback credited through missions and challenges, on a card that works as a credit card.
How does the cashback on iti work?+
iti pays cash back and the rewards type is cashback. The money arrives through missions and challenges rather than as a flat rate on every purchase, so the return follows the missions your account offers and the spending you do while completing them.
Is iti a credit card or a debit card?+
It is a credit card, not a debit card, so you borrow against the balance and repay it rather than spending from money held in an account. The card kind here is credit, and the issuer is based in Brazil.
What protection comes with iti?+
Purchases and price drops are covered, and there is extended warranty coverage, international medical emergency assistance and travel services. Those sit in the Visa Platinum benefits, Purchase protection and Price protection list, which is the part of this card that carries the most value for anyone buying appliances or going abroad.
What extra benefits does iti offer?+
Alongside the Visa Platinum benefits, Purchase protection and Price protection, the card carries Visa Platinum benefits as a listed perk. Travel services and international medical emergency assistance are the pair most likely to be used, while purchase and price protection matter for bigger household buys.
Who is iti for?+
It suits people in Brazil who want rewards on everyday spending without paying an annual charge, and iti is based in Brazil. The annual fee is BRL 0 and the cashback reward is the pull for anyone who enjoys ticking missions.
Where can I use iti?+
iti is a Brazilian card, with its headquarters in Brazil, so it is built for spending in Brazil. The perks lean towards travel cover and purchase protection, which helps if you pay in reais at home and use the card abroad as well.
Sources
- en.wikipedia.org/wiki/Banco_Ita%C3%BA checked September 26, 2026
Backs: Headquarters
“Banco Itaú is a Brazilian bank”
- mobills.com.br/blog/cartao-de-credito/iti-itau checked September 26, 2026
Backs: Annual fee, Card kind, Features, Pricing model, Perks, Rewards rate, Rewards type
“Gratuita (Free) - The card has no annual fee.”
Compiled from 2 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: APR, Currency conversion fee.
Related by the facts
iti
Everyday spending in Brazil with an annual fee of BRL 0 and cashback for finishing missions.