Updated September 28, 2026 · DebitCue Editorial Team
Jeeves vs Qonto
Qonto
Jeeves
Higher score in this comparison
Jeeves vs Qonto: the differences
| Compare | JeevesReviewSee alternativesSee alternatives | QontoReviewVisitVisit |
|---|---|---|
| Monthly fee | $0 | €9 |
| Card type | Prepaid | Debit |
| Card network | Visa | Mastercard |
| Currencies | 40 | from 30 |
| Currency conversion fee | Not confirmed | 2% |
| Free ATM withdrawals | Not confirmed | €0 |
| Cashback rate | 1% | Not confirmed |
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Key differences
- Jeeves scores higher overall: 9.3 vs 8.7.
- Jeeves is available in 6 more countries.
- Support channels: only Qonto offers Phone.
Our verdict on each
Jeeves
Jeeves suits companies paying staff and suppliers abroad, and the card is prepaid with a monthly fee of $0 and an annual fee of $0. It holds 40 currencies in one account, so a company can pay in local money without opening a card per market.
Qonto
Qonto suits a registered business that wants card insurance, deferred debit and multi-currency handling inside a single account rather than bought separately. The trade-off is price, with a monthly fee of €9 on the account and a conversion fee of 2% on the card, which is where Wise at £0 a month pulls ahead.
Score breakdown
| Area | Jeeves | Qonto |
|---|---|---|
| Cost | 9.2HigherCashback of 1% on every purchase offsets the cost of holding a card. | 8.4Cost: a monthly fee of €9 against £0 at Wise, plus 2% on foreign spend and €0 in free withdrawals. |
| Offer | 9.4The rewards type is cashback, paying 1% cashback on every purchase. The listed features are multi currency, virtual card and travel. | 9.4 |
| Trust | Not confirmed | 8.5 |
How they place
| Ranking | Jeeves | Qonto |
|---|---|---|
| Credit cards | 103 of 1020 | 8 of 1020 |
| Business debit cards | 27 of 201 | 3 of 201 |
| Travel cards | 74 of 443 | 8 of 443 |
| Business credit cards | 14 of 92 | 3 of 92 |
Where these facts come from
Jeeves
- tryjeeves.com: 10 facts, checked September 26, 2026
Qonto
- qonto.com: 10 facts, checked September 26, 2026
- euclid.eba.europa.eu: 2 facts, checked September 26, 2026
Every fact side by side
| Fact | Jeeves | Qonto |
|---|---|---|
| Features | Multi currency, Virtual card, Travel | Multi currency, Virtual card, Travel |
| Audience | Business | Business |
| Legal entity | Jeeves Inc. | QONTO |
| Headquarters | United States | France |
| Founded | Not confirmed | 2017 |
| Support channels | Chat, Email, Help centre | Chat, Phone, Email, Help centreCovers more |
Credit cards
| Fact | Jeeves | Qonto |
|---|---|---|
| Annual fee | $0 | €0 |
| APR | Not confirmed | 17.5% |
| Rewards type | Cashback | None |
| Pricing model | No annual fee | No annual fee |
| Rewards rate | 1% cashback on every purchase | Not confirmed |
| Perks | Free global shipping on physical cards, 1 free physical card per user and unlimited virtual cards at no extra cost, 5% annually on prepaid balances, Airport lounge access: 4 free visits per month on Basic, 10 on Gold, then $35 per pass; up to 1,300 lounges, Apple Pay and Google Pay payments, Free mobile app, Integrations with QuickBooks, Xero and NetSuite | Card insurance included (travel, business purchases, fraud), Deferred debit option on Plus and X Cards at no extra cost, Account remuneration 5% AER for 2 months then 1.5% (Smart and Premium plans), Apple Pay and Google Pay compatible, 24/7 support in France, 7 days a week elsewhere |
| Cashback rate | 1% | Not confirmed |
| Card kind | Credit | Credit |
Where each stands against the rest
| Fact | Jeeves | Qonto | Median |
|---|---|---|---|
| Currency conversion fee | Not confirmed | 2%above the median | 1% |
| Free ATM withdrawals | Not confirmed | €0below the median | €4 |
| Cashback rate | 1%below the median | Not confirmed | 2% |
| Currencies | 40highest quarter | from 30highest quarter | 8 |
Median across 387 listed cards.
Pros and cons
Jeeves
Pros
- Monthly fee $0 and annual fee $0, so holding the card is free.
- Ranks 1 of 419 brands on monthly fee.
- Extras come with the account: Free global shipping on physical cards, 1 free physical card per user and unlimited virtual cards at no extra cost and 5% annually on prepaid balances
Cons
- Urgent card problems wait on chat or email: there is no phone line among chat, email and help centre.
- The audience is business, so there is no personal account for everyday spending.
- Lounge access is charged per pass once the free visits on a tier are used: Free global shipping on physical cards, 1 free physical card per user and unlimited virtual cards at no extra cost and 5% annually on prepaid balances
Qonto
Pros
- Card insurance for travel, business purchases and fraud comes with the card.
- Multi-currency, virtual cards and travel use all sit inside the offer, so foreign buying needs no separate product (multi currency, virtual card and travel).
Cons
- The account charges a monthly fee of €9, while Wise charges £0 for the same job of holding money.
- Card conversion costs 2%, and the ranking on that measure is 160 of 259.
- Free ATM withdrawals come to €0, so cash at home or abroad is a charge rather than an included allowance.
Who each suits
Jeeves
Who it suits
- Companies paying staff or suppliers in other currencies, holding 40 currencies in one account.
- Teams that need a card per user, with a free physical card each and unlimited virtual cards: Free global shipping on physical cards, 1 free physical card per user and unlimited virtual cards at no extra cost and 5% annually on prepaid balances
- Businesses on QuickBooks, Xero or NetSuite, since the provider integrates with all three: Free global shipping on physical cards, 1 free physical card per user and unlimited virtual cards at no extra cost and 5% annually on prepaid balances
Who should look elsewhere
- Personal spending: Jeeves is aimed at business, while CrediMax Cardy EX prepaid Visa covers personal prepaid use at BHD 0 a month.
- Anyone after a bank issued card: JMMB Moneyline and JMMB Money Transfer prepaid card sits at JMD 0 a month and is issued by a bank.
Qonto
Who it suits
- A company paying suppliers in several currencies and issuing staff cards without an annual charge of €0.
- Readers who want chat, phone, email and help centre support with round the clock cover in France (chat, phone and email).
Who should look elsewhere
- Wise, for a reader who wants no monthly account charge, since Qonto costs €9 against £0.
- Varo Believe Secured Credit Card, for someone after a secured credit card at a monthly fee of $0 rather than a company current account.
- Chime Card (Secured Visa Credit Card), for a reader who wants a secured credit card billed at $0 a month.
Current offers
Jeeves
Current offer
Bonus
Airport lounge access for Jeeves cardholders: Up to 1,300 lounges globally
Jeeves corporate card purchase of air travel; subject to Jeeves discretion, 1 roundtrip = 1 lounge pass
Source, checked September 26, 2026
Bonus
Lounge pass redemption: 1 lounge pass per roundtrip air purchase on Jeeves
Jeeves cardholders; contact lounges@tryjeeves.com with screenshot of air purchase, full name, email and travel date
Source, checked September 26, 2026
Qonto
Current offer
Free trial
1-month free trial on all Qonto plans: 1 month free
Shown on Basic, Smart, Premium, Essential, Business and Enterprise plan cards on the pricing page.
Source, checked September 26, 2026
First period offer
Remunerated account: 5% AER for 2 months, then 1.5% AER: 5% AER for 2 months, then 1.5% AER
Smart and Premium plans; requires at least 5 eligible transactions per month; remunerated balance cap EUR 50,000 (Smart) or EUR 100,000 (Premium).
Source, checked September 26, 2026
Country by country
| Country | Jeeves | Qonto |
|---|---|---|
| Argentina | Yes | No |
| Austria | No | Yes |
| Belgium | No | Yes |
| Bolivia | Yes | No |
| Brazil | Yes | No |
| Canada | Yes | No |
| Colombia | Yes | No |
| Dominican Republic | Yes | No |
8 of 22 countries where either is available.
Questions about each
Jeeves
What does it cost to hold a Jeeves card?+
Jeeves charges a monthly fee of $0 and an annual fee of $0, so holding the card itself is free. The account runs on a no annual fee model, and money comes back through cashback of 1% on every purchase and the extras listed for the account rather than through fees.
Is Jeeves open to individuals?+
No. The audience is business, and the card type is prepaid with a card kind of credit. Cards are issued to a company for its staff and suppliers, so anyone after a personal prepaid card is looking at the wrong product.
Qonto
What does a Qonto business account cost each month?+
The account is billed a monthly fee of €9 for being open, and the card itself adds an annual fee of €0, so nothing is due on the card beyond that. The monthly line is the one most comparisons turn on, and it is the figure to weigh against an account that charges nothing but offers less.
What does it cost to spend in another currency?+
A purchase in a currency other than the account's own carries a conversion fee of 2%, added to the local amount and charged on each transaction. Spending in the home currency avoids it, so the fee is easy to trigger by accident on a foreign trip and easy to avoid otherwise. Paying in the local currency is the habit that controls it.
Other options to compare
Other matchups
Qonto
Jeeves