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Jet Bank review

Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Jet Bank runs a Mastercard debit card with a currency conversion fee of 0% and a monthly fee of ALL 0, ranking 1 on conversion fee out of 259 brands. It suits travellers who want a virtual card beside a physical one, though holding 2 currencies keeps it narrow.

Key facts

Best for
Free conversion on a Mastercard debit card, with a virtual card for online spending.
Monthly fee
ALL 0 (Source, checked September 26, 2026)
Currency conversion fee
0% (Source, checked September 26, 2026)
Card type
Debit (Source, checked September 26, 2026)
Card network
Mastercard (Source, checked September 26, 2026)
Currencies
2 (Source, checked September 26, 2026)
Features
Virtual card, Travel, Multi-currency
Official website
jet.bank

Pros and cons

Pros

  • Currency conversion fee of 0%, ranking 1 of 259 brands on that measure.
  • Monthly fee of ALL 0 on the current account that issues the card.
  • Virtual card, travel and multi-currency features listed on the debit card.
  • Site median conversion fee is 1%, so this card sits well below the typical figure.

Cons

  • Only 2 currencies are held, so the multi-currency feature covers a single market pairing rather than broad spending abroad.
  • The card runs on mastercard alone, leaving no Visa option for readers who prefer that network.
  • Jet Bank's conversion fee of 0% is an outlier against a site median of 1%, so the saving depends on staying inside the currencies the account holds.
Jet Bank

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Scored 9.1 / 10 by DebitCue.

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Who it suits

  • Travellers who spend in the currencies the account holds, since conversion runs at 0%.
  • Anyone who wants a virtual card alongside a physical mastercard debit card.
  • Readers who want a Mastercard debit card with a monthly fee of ALL 0.

Who should look elsewhere

  • Varo Believe Secured Credit Card, whose monthly fee is also $0, fits readers building towards a secured card.
  • Wise, with a monthly fee of £0, suits readers who prioritise a multi-currency account over a physical Mastercard card.
  • Chime Card (Secured Visa Credit Card), monthly fee $0, is the pick for anyone wanting Visa rather than mastercard.

Fees and currency costs

The current account carries a monthly fee of ALL 0, so keeping it open costs nothing. The Mastercard debit card applies a currency conversion fee of 0% on card spending in another currency, and that figure is what decides the card's place on the no foreign fee lists. Both charges point the same way: this suits people who would otherwise lose money on conversion.

How Jet Bank compares

Where Jet Bank is available

Available
Albania, Austria, Bahrain, Belgium, Bulgaria, Canada, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, India, Ireland, Israel, Italy, Kuwait, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Oman, Philippines, Poland, Portugal, Qatar, Romania, Saudi Arabia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Turkey, United Arab Emirates, United Kingdom, United States

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does Jet Bank charge each month?+

The current account charges a monthly fee of ALL 0, so holding it adds no monthly cost. The Mastercard debit card comes from the same account, and its only listed charge on spending abroad is a currency conversion fee of 0%. That makes it a straightforward option for everyday use.

What does it cost to convert currency on the card?+

The currency conversion fee on the Mastercard debit card is 0%. On the comparison lists that puts Jet Bank at position 1 out of 259 brands ranked on this measure. For context, the median conversion fee across the site is 1%.

How many currencies can the account hold?+

The account holds 2 currencies, a narrow pairing rather than a broad multi-currency wallet. It suits a traveller whose spending sits inside that pairing. Spending outside it takes the card beyond the account's own range, though the conversion rate on the card is 0%.

Is this a debit card or a credit card?+

It is a debit card on the mastercard network, so it spends straight from the current account balance. There is no borrowing element, and the card is accepted wherever Mastercard is accepted.

Does Jet Bank offer a virtual card?+

The card carries virtual card, travel and multi currency, so a virtual card sits alongside the physical one for online spending. A virtual card helps when a shop wants card details for a single purchase, and the travel flag reflects how the card is positioned for spending abroad.

How does Jet Bank compare with Wise on cost?+

Wise lists a monthly fee of £0, the same as Jet Bank's ALL 0, so monthly cost does not separate the two. Jet Bank is the pick when a physical mastercard debit card with 0% conversion matters, so compare how you plan to spend rather than what you pay monthly.

Which alternatives also charge no monthly fee?+

Varo Believe Secured Credit Card lists $0 and Chime Card (Secured Visa Credit Card) lists $0. All three match Jet Bank's ALL 0, so the choice comes down to card type and network.

Sources

Compiled from 2 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Free ATM withdrawals, Protection.

Jet Bank

Jet Bank

Free conversion on a Mastercard debit card, with a virtual card for online spending.

9.1/10See alternatives