K&H Bank review

The retail debit account carries a monthly fee of HUF 786. That sits well above the €0 monthly fee recorded across the cards on this site, and it places K&H Bank at 357 of 419 cards on that measure. The cost is fixed and stated rather than changing month to month.

It is a debit card. The card type is debit, so purchases draw on the money in your account rather than borrowing. That suits people who clear their bills in full from their balance, and it suits people who would rather set up a card habit before looking at borrowing.

The card runs on mastercard, the network behind 38.5% of the cards listed here, so it is a mainstream choice rather than a specialist network. The issuer is headquartered in Hungary, which tells you the market the account is built around.

The bank is headquartered in Hungary, and the account is for retail customers banking in that country. The monthly fee is quoted as HUF 786, in local currency rather than in pounds, euros or dollars, so the cost you actually feel depends on the exchange rate when you convert.

The listed alternatives charge a monthly fee of $0, £0 and $0. This retail account asks HUF 786 by comparison, so the monthly fee is the clear difference between them and the reason the overall score of 1.4 sits where it does.

The cost score is 1.4, and the overall score matches at 1.4. Those are low readings, and they fit an account priced almost entirely through a single line, a monthly fee of HUF 786. Anyone sensitive to charges should weigh this against the alternatives with a free monthly fee.

On this site it ranks 357 of 419 cards by monthly fee, which places it in the expensive group. The median across the site is €0 and the highest figure recorded is €99, so the HUF 786 charge sits above most of the field.