Khalti by IME review
Updated October 13, 2026 · DebitCue Editorial Team
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Our verdict
Khalti by IME runs a unified payment platform for bill payment, QR payment, fund transfers, travel booking and lifestyle services. It serves people across Nepal who want everyday spending, remittance links and local business payment tools together in one app.
Key facts
- Best for
- Everyday payments, transfers and bookings in Nepal
- Monthly fee
- NPR 0 (Source, checked September 26, 2026)
- Legal entity
- IME Khalti Ltd. (Source, checked September 26, 2026)
- Headquarters
- Nepal (Source, checked September 26, 2026)
- Founded
- 2017 (Source, checked September 26, 2026)
- Support channels
- Email, Phone, Help-centre (Source, checked September 26, 2026)
- Official website
- khalti.com
Credit cards
Apps and profiles
- Get the app
- App StoreGoogle Play
- Elsewhere
- apps.apple.com
Pros and cons
Pros
- Unifies bills, QR payments, transfers and travel booking in one app
- Links banks, wallets and worldwide remittance for sending and receiving funds
- Covers lifestyle needs from movie tickets to flights, hotels and events
- Provides merchant QR acceptance and gateway integration for businesses
Cons
- Focused on Nepal, so use outside the home market stays limited
- Single app structure narrows choice for people preferring separate services
Who it suits
- Nepali residents handling bills and QR payments
- Travellers booking flights and hotels within Nepal
- Small businesses accepting QR payments
Who should look elsewhere
- People seeking services outside Nepal
Safety and regulation
Khalti by IME combines two payment service providers licensed by NRB in Nepal. That licensing sets national oversight for digital payments, fund movement and wallet activity. The merger sits on a Systematically Important watchlist, which signals close observation of its execution and scale. Bills, QR payments, transfers and bookings operate inside one regulated structure rather than across separate channels. Bank, wallet and remittance links function under the same framework, giving users centralised accountability for everyday transactions within Nepal.
How Khalti by IME compares
Where Khalti by IME is available
- Available
- Nepal
- Licence in Nepal
- Nepal Rastra Bank, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does Khalti by IME offer?+
Khalti by IME provides bill payment, QR payment, fund transfers, travel booking and lifestyle services in one app. It also gives access to savings, insurance and investment services alongside merchant payment tools. Entertainment options include movie tickets, events and subscriptions within the same platform.
Where does Khalti by IME operate?+
Khalti by IME serves users across Nepal as a unified payment platform. It supports movement between banks, wallets and remittance channels within the country while enabling remittance inflow from around the world. Travel and hospitality booking focuses on networks across Nepal.
Which company stands behind the platform?+
The platform was formed by joining two NRB licensed payment service providers in Nepal. The combination brings wider merchant networks and more services together under the new Khalti name for users across the country. The aim centres on expanded access to digital finance for every user.
How do payments and transfers work?+
Users can send or receive funds across banks, wallets and remittance channels through the app. Bills, QR codes and other settlements are handled alongside transfers so everyday payment needs stay in one place. Business tools support QR acceptance and gateway integration for merchants and institutions.
Does Khalti by IME charge a monthly fee?+
The monthly fee at Khalti by IME is NPR 0. (Source, checked September 26, 2026)
Where is Khalti by IME based?+
Khalti by IME is based in Nepal. (Source, checked September 26, 2026)
When was Khalti by IME founded?+
Khalti by IME was founded in 2017. (Source, checked September 26, 2026)
How can I contact Khalti by IME support?+
Khalti by IME offers support through Email, Phone, Help-centre. (Source, checked September 26, 2026)
Sources
- khalti.com checked September 26, 2026
Backs: Licences
- khalti.com/about checked September 26, 2026
Backs: Founded, Headquarters, Legal entity
“Launched in January 2017, Khalti is an emerging online payment solution in Nepal”
- khalti.com/contact checked September 26, 2026
Backs: Support channels
“support@khalti.com - 01-5970017 - Help & Support”
- khalti.com/info/charges checked September 26, 2026
Backs: Monthly fee
“Below Rs. 100 FREE - Khalti Service Charges / Tariffs”
Compiled from 4 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Card type, Protection.