Lemon Cash review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Lemon is a prepaid Visa card for anyone who wants crypto and travel spending on a free monthly fee, with cashback paying 0.5% to 2% on card spend. What you give up is control of the money itself, since the account is custodial, and support runs on email and help centre.
Key facts
- Best for
- A free to keep prepaid Visa card for crypto, virtual card and travel spend.
- Monthly fee
- ARS 0 (Source, checked September 26, 2026)
- Card type
- Prepaid (Source, checked September 26, 2026)
- Cashback rate
- 0.5% to 2% (Source, checked September 26, 2026)
- Card network
- Visa (Source, checked September 26, 2026)
- Custody
- Custodial (Source, checked September 26, 2026)
- Legal entity
- Bay Treasure Caramel S.A. (Source, checked September 26, 2026)
- Founded
- 2019 (Source, checked September 26, 2026)
- Support channels
- Email, Help-centre (Source, checked September 26, 2026)
- Features
- Crypto, Virtual card, Travel
- Official website
- lemon.me
Credit cards
Apps and profiles
- Elsewhere
- LinkedInXinstagram.comyoutube.com
Pros and cons
Pros
- Monthly fee of ARS 0, so keeping the card open costs nothing each month.
- Cashback of 0.5% to 2% on spend, on top of that monthly fee.
- Features cover crypto, virtual card and travel on a visa card, so crypto, virtual card and travel use sit in one account.
- Registered in Argentina with the Comision Nacional de Valores - Registro PSAV under licence 162.
Cons
- The account is custodial (custodial), so Lemon holds the balance rather than you holding it yourself.
- Support runs on email and help centre only, with no phone or chat line listed.
- The card is prepaid (prepaid), so there is no credit line and no APR to weigh against credit cards.
Who it suits
- Anyone spending crypto through an everyday card, since features cover crypto, virtual card and travel.
- Readers who want a virtual card and travel use in a single prepaid account with a monthly fee of ARS 0.
- People who accept a custodial balance, which fits the 75.6% share of cards listed that hold customer funds.
Who should look elsewhere
- Skrill, whose monthly fee of €5 suits readers who would rather pay a single set charge than earn cashback.
- JMMB Moneyline and JMMB Money Transfer prepaid card, at the same monthly fee of JMD 0, so the pick comes down to which market you are in.
- CrediMax Cardy EX prepaid Visa, also at a monthly fee of BHD 0, if you are not buying in Argentina.
How Lemon Cash compares
8.4 vs 9.4
8.4 vs 9.0
8.4 vs 8.9
8.4 vs 9.2
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8.4 vs 8.5
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8.4 vs 9.2
8.4 vs 9.0
8.4 vs 8.9
8.4 vs 8.8
8.4 vs 9.6
8.4 vs 9.4
8.4 vs 9.4
8.4 vs 9.2
8.4 vs 9.1
8.4 vs 9.1
8.4 vs 9.1
8.4 vs 9.1
8.4 vs 8.8
8.4 vs 8.8- 8.4 vs 8.8
- 8.4 vs 8.8
8.4 vs 8.8- 8.4 vs 8.8
8.4 vs 8.5
8.4 vs 8.5
8.4 vs 8.5
8.4 vs 8.3
8.4 vs 8.2
8.4 vs 8.0
8.4 vs 8.0
Where Lemon Cash is available
- Available
- Argentina, Brazil, Colombia, Peru
- Licence in Argentina
- Comision Nacional de Valores - Registro PSAV (162), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does the Lemon card cost to keep?+
The monthly fee is ARS 0, so holding the card adds nothing to a monthly budget. Cashback of 0.5% to 2% comes back on spend instead. Because the card is prepaid (prepaid) there is no credit line and no APR to compare against credit cards.
Is Lemon regulated and who is behind it?+
Lemon operates under a Comision Nacional de Valores - Registro PSAV registration in Argentina, licence 162. The card is issued by Bay Treasure Caramel S.A., the legal entity behind the consumer brand, and the brand itself was founded in 2019.
Who holds the money on the account?+
The account is custodial (custodial), so the provider holds the balance for you rather than you holding the key yourself. That is the trade for the free monthly fee of ARS 0 and the cashback, so it suits readers comfortable with a custodial balance.
Which network does the card run on?+
It runs on visa, which is the most common network on the site at 58.6%, so acceptance is broad. The account also covers crypto, virtual card and travel, meaning a virtual card is available for online spending where a physical card is not wanted.
How much cashback do I get and what is it worth?+
Cashback runs at 0.5% to 2% on card spend. On a prepaid card with a monthly fee of ARS 0 that is the main reward, and it applies to purchases rather than building a points balance you can hold for years.
How do I get help if something goes wrong?+
Support runs on email and help centre, so email and a help centre are the routes, and a help centre is the most common channel on the site at 75.6%. No phone or chat line is listed, which matters for urgent card problems.
How does the monthly fee compare with other prepaid cards?+
It is not the only free one. Skrill charges a monthly fee of €5, while JMMB Moneyline and JMMB Money Transfer prepaid card sits at JMD 0 and CrediMax Cardy EX prepaid Visa at BHD 0, against ARS 0 here.
Sources
- lemon.me checked September 26, 2026
Backs: Custody, Legal entity, Support channels, Licences
“Bay Treasure Caramel S. A, CUIT 30-71753495-2”
- lemon.me/cashback checked September 26, 2026
Backs: Cashback rate
- lemon.me/lemon_card checked September 26, 2026
Backs: Card type, Features, Monthly fee, Card network
“Tarjeta VISA prepaga internacional, VISA Lemon Card”
- lemon.me/sobre_lemon checked September 26, 2026
Backs: Founded
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.
Related by the facts
Lemon Cash
A free to keep prepaid Visa card for crypto, virtual card and travel spend.