LHV Pank review
Updated October 13, 2026 · DebitCue Editorial Team
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Our verdict
For customers who manage daily spending by card, LHV Pank provides debit cards alongside credit options and includes a virtual card feature. It suits customers who prefer card payments for everyday use and want a digital card option for online spending.
Key facts
Credit cards
Pros
Pros
- Offers debit cards with a virtual card feature for online spending.
- Covers both debit and credit card types in its card range.
Who it suits
- Customers who manage everyday spending by debit card
- Customers who prefer a virtual card for online use
How LHV Pank compares
Where LHV Pank is available
- Available
- Estonia
- Licence in Estonia
- Estonian Financial Supervision Authority (EFSA) (MiCA CASP 529900GJOSVHI055QR67), checked September 26, 2026, also valid in Estonia
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What card types does LHV Pank cover?+
LHV Pank covers debit cards alongside credit cards. The range includes a virtual option for use where digital card details are accepted. Customers can focus on the card choice that matches everyday spending habits.
Who suits LHV Pank debit cards?+
LHV Pank debit cards suit customers who pay by card for everyday spending. A virtual card choice supports customers who also spend online. Check how each option works in daily use before choosing.
What should customers check before choosing?+
Customers should check whether debit or credit use matches their spending style. They should review how the virtual choice works alongside a physical card routine. They should consider which option supports planned online and in person spending.
Which company operates LHV Pank?+
LHV Pank is operated by AS LHV Pank. (Source, checked September 26, 2026)
Where is LHV Pank based?+
LHV Pank is based in Estonia. (Source, checked September 26, 2026)
Sources
- esma.europa.eu/sites/default/files/2024-12/CASPS.csv checked September 26, 2026
Backs: Headquarters, Legal entity, Licences
“ae_homeMemberState=EE”
- lhv.ee/en/credit-card checked September 26, 2026
Backs: Card kind
- lhv.ee/et/erakaardid checked September 26, 2026
Backs: Card type, Features
“Erakliendi pangakaardid - private debit cards”
Compiled from 3 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.