Liberty Bank review
Updated October 13, 2026 · DebitCue Editorial Team
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Our verdict
For customers seeking credit access with debit spending, Liberty Bank covers both card kinds in one place for daily use. Liberty Bank is linked to credit cards and also lists debit access, which supports everyday spending choices through distinct account structures.
Key facts
- Best for
- Customers seeking credit cards with debit access
- Annual fee
- GEL 0 (Source, checked September 26, 2026)
- Card kind
- Credit (Source, checked September 26, 2026)
- Legal entity
- JSC Liberty Bank (Source, checked September 26, 2026)
- Headquarters
- Georgia (Source, checked September 26, 2026)
- Founded
- 1994 (Source, checked September 26, 2026)
- Pricing model
- No annual fee
- Official website
- libertybank.ge
Debit cards
Pros
Pros
- Offers credit cards alongside debit cards for distinct spending needs
- Maintains credit and debit card types under one brand name
Who it suits
- Customers seeking credit card access
- Customers wanting debit card spending
How Liberty Bank compares
Where Liberty Bank is available
- Available
- Georgia
- Licence in Georgia
- National Bank of Georgia (0110247), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What card types does Liberty Bank cover?+
Liberty Bank covers credit cards and also includes debit cards. The credit option supports borrowed spending structures while the debit option links to direct account spending. Customers can review both types to find the structure that matches planned use.
Who might consider Liberty Bank?+
Liberty Bank suits customers seeking credit card access with debit availability nearby. People managing daily purchases and occasional borrowed spending may find the pairing useful. Planned habits help determine which card type receives regular use.
What should customers check before choosing?+
Customers should check how each card type handles purchases and account links. Look at eligibility notes, spending controls and everyday management features across the range. Clear expectations help select the card type that reflects intended use.
Which company operates Liberty Bank?+
Liberty Bank is operated by JSC Liberty Bank. (Source, checked September 26, 2026)
Where is Liberty Bank based?+
Liberty Bank is based in Georgia. (Source, checked September 26, 2026)
When was Liberty Bank founded?+
Liberty Bank was founded in 1994. (Source, checked September 26, 2026)
Sources
- cdn.lb.ge/libertybank/files/01/04/31/gIA09rDX10abz3jioE0w... checked September 26, 2026
Backs: Legal entity
“Joint Stock Company Liberty Bank”
- en.wikipedia.org/wiki/Liberty_Bank_(Georgia) checked September 26, 2026
Backs: Founded, Headquarters
“Founded 1994 - Liberty Bank headquarters at Chavchavadze avenue, Tbilisi”
- libertybank.ge/en/produqtebi/chemtvis/angarishebi-da-bara... checked September 26, 2026
Backs: Card type
“Cards and Accounts”
- nbg.gov.ge/fm/%E1%83%96%E1%83%94%E1%83%93%E1%83%90%E1%83%... checked September 26, 2026
Backs: Licences
- utua.lv/ge-cc-liberty-credit-card-p1 checked September 26, 2026
Backs: Annual fee, Card kind, Pricing model
“With no annual service fees - Liberty Credit Card”
Compiled from 5 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: APR, Currency conversion fee, Rewards type.