Lulo Bank review
Updated October 14, 2026 · DebitCue Editorial Team
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Our verdict
Lulo Bank in Colombia describes a fully digital Mastercard credit card that can be added to a mobile wallet. The captured details cover its digital format and wallet use.
Key facts
- Best for
- Colombian customers who want a digital credit card compatible with a mobile wallet.
- Legal entity
- Lulo Bank S.A. (Source, checked September 26, 2026)
- Headquarters
- Colombia (Source, checked September 26, 2026)
- Founded
- 2019 (Source, checked September 26, 2026)
- Support channels
- Help-centre (Source, checked September 26, 2026)
- Features
- Rewards
- Official website
- lulobank.com
Credit cards
- Annual fee
- COP 0 (Source, checked September 26, 2026)
- Rewards type
- Cashback (Source, checked September 26, 2026)
- Rewards rate
- Hasta 2% en compras diferidas a más de una cuota (Source, checked September 26, 2026)
- Credit needed
- Good (Source, checked September 26, 2026)
- Perks
- 0% interest on single payment purchases, Dynamic CVV security, Contactless mobile payments (Source, checked September 26, 2026)
- Cashback rate
- 0% to 2% (Source, checked September 26, 2026)
- Card kind
- Credit (Source, checked September 26, 2026)
- Legal entity
- Lulo Bank S.A. (Source, checked September 26, 2026)
- Headquarters
- Colombia (Source, checked September 26, 2026)
- Founded
- 2019 (Source, checked September 26, 2026)
- Support channels
- Help-centre (Source, checked September 26, 2026)
- Pricing model
- No annual fee
- Features
- Rewards
Pros
Pros
- The card is described as digital and mobile-wallet compatible.
Ready to try Lulo Bank?
Who it suits
- Colombian customers who want a digital credit card compatible with a mobile wallet.
Digital card and wallet use
Lulo describes a fully digital Mastercard credit card and says it can be added to a mobile wallet.
How Lulo Bank compares
Where Lulo Bank is available
- Available
- Colombia
- Licence in Colombia
- Superintendencia Financiera de Colombia, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Which company operates Lulo Bank?+
Lulo Bank is operated by Lulo Bank S.A.. (Source, checked September 26, 2026)
Where is Lulo Bank based?+
Lulo Bank is based in Colombia. (Source, checked September 26, 2026)
When was Lulo Bank founded?+
Lulo Bank was founded in 2019. (Source, checked September 26, 2026)
How can I contact Lulo Bank support?+
Lulo Bank offers support through Help-centre. (Source, checked September 26, 2026)
Sources
- ayuda.lulobank.com/hc/es/categories/37493568500116-Tarjet... checked September 26, 2026
Backs: Support channels
“Help center at ayuda.lulobank.com”
- es.wikipedia.org/wiki/Lulo_Bank checked September 26, 2026
Backs: Founded, Headquarters, Licences
- play.google.com/store/apps/developer checked September 26, 2026
Backs: Legal entity
“Lulo Bank S.A.”
- rankia.co/blog/mejores-creditos-y-prestamos-colombia/5478... checked September 26, 2026
Backs: Annual fee, Card kind, Cashback rate, Credit needed, Features, Pricing model, Perks, Rewards rate, Rewards type
“favorable credit scores or Lulo Bank's internal scoring engine”
Compiled from 4 source pages, checked October 14, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Card type, Protection.
Related by the facts
Lulo Bank
Colombian customers who want a digital credit card compatible with a mobile wallet.