Mashreq Bank review
Updated October 13, 2026 · DebitCue Editorial Team
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Our verdict
For customers seeking cards inside wider banking, Mashreq Bank offers breadth built on history dating to 1967. It is a Middle East digital bank covering credit cards, loans, investments and insurance, and it appeals most to customers preferring mobile and online management in one place.
Key facts
- Best for
- Cards within wider Middle East digital banking
- Official website
- mashreqbank.com
Debit cards
- Monthly fee
- AED 10 (Source, checked September 26, 2026)
Apps and profiles
- Get the app
- App StoreGoogle Play
- Elsewhere
- LinkedInXTrustpilot
Pros and cons
Pros
- Operates credit cards alongside loans, investments and insurance provision
- Provides mobile and online access for accounts, cards and bill payments
- Maintains salary transfer accounts as part of everyday banking activity
- Supports open finance connectivity through AlTareq for Mashreq accounts
Cons
- Concentrates activity around regional Middle East banking coverage
- Centres everyday access around mobile and online channels
Who it suits
- Customers wanting cards alongside wider banking
- Customers comfortable with mobile led account management
Who should look elsewhere
- Customers wanting a standalone card provider
How your money is protected
Mashreq instructs customers never to share one time passcodes with anyone and directs them to published security tips. Account and card access is given through a smartphone application described as simple, secure and convenient. Online banking supports transfers and bill payments within that controlled access. The emphasis remains on keeping access within the bank channels.
How Mashreq Bank compares
Where Mashreq Bank is available
- Available
- United Arab Emirates
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What credit cards does Mashreq Bank offer?+
Mashreq Bank provides credit cards including Mashreq Aura Credit Cards connected to Aura brands and Aura Points. It also offers Mashreq Vantage points earned on everyday spending. Points can be redeemed through the mobile app or at partner merchants for airmiles and gift cards.
Where does Mashreq Bank operate?+
Mashreq presents itself as a provider of digital banking in the Middle East. It also refers to AlTareq, the open finance initiative of the UAE, as enabled for Mashreq accounts. Customers should therefore understand it as a Middle East bank with an identified UAE presence.
Who is Mashreq Bank for?+
Mashreq is directed toward customers who want credit cards held alongside loans, investments and insurance. It places strong emphasis on mobile and online management of accounts and cards. Customers wanting only an isolated card without wider banking may look elsewhere.
Which company stands behind Mashreq Bank?+
The business behind the offer is Mashreq, a bank reporting inception in 1967. It describes digital banking as central to its activity and links its principles with building a sustainable planet. It runs credit cards together with loans, investments, insurance and wealth management.
Sources
- soulwallet.com/bank-accounts-online-uae/details/mashreq-n... checked September 26, 2026
Backs: Monthly fee
“Free for first 3 months AED 10 per month”
Compiled from 1 source page, checked October 13, 2026. We did not open an account.
Not confirmed yet: Annual fee, APR, Currency conversion fee, Rewards type.