mBank Slovensko review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
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Our verdict
mBank Slovensko suits anyone who wants a plain debit card with no monthly charge, and it also serves kids and business customers. The mKonto account carries a monthly fee of €0 and comes with €70 in free ATM withdrawals, so holding it costs nothing.
Key facts
- Best for
- A debit card with no monthly charge and a free ATM allowance for everyday use.
- Monthly fee
- €0 (Source, checked September 26, 2026)
- Free ATM withdrawals
- €70 (Source, checked September 26, 2026)
- Card type
- Debit (Source, checked September 26, 2026)
- Legal entity
- mBank S.A., pobočka zahraničnej banky (Source, checked September 26, 2026)
- Headquarters
- Poland (Source, checked September 26, 2026)
- Support channels
- Phone (Source, checked September 26, 2026)
- Features
- Virtual card, Travel
- Audience
- Kids, Business
- Official website
- mbank.sk
Pros and cons
Pros
- The monthly fee is €0, which matches the site median of €0.
- Free ATM withdrawals of €70, well above the site median of €0.
- Virtual card and travel options, virtual card and travel, cover online bookings and spending abroad.
Cons
- Help is by phone on phone only, so every question goes through a call.
- It is a debit card, debit, so you can spend only the money already in the account, with no borrowing period.
Who it suits
- Anyone who wants a card to hold with no standing monthly charge, since the account fee is €0.
- Cash users, because the account includes €70 in free ATM withdrawals.
- Parents opening a kids account and sole traders, both named in the audience, kids and business.
Who should look elsewhere
- Anyone who wants a credit line: mBank Slovensko is a debit card, debit, so Chime Card (Secured Visa Credit Card) is the one to look at for credit, with a monthly fee of $0.
- Readers whose main worry is currency conversion, who should compare Wise, listed at a monthly fee of £0.
- People rebuilding a score, since Varo Believe Secured Credit Card is a secured card with a monthly fee of $0.
How mBank Slovensko compares
9.1 vs 9.4
9.1 vs 9.0
9.1 vs 8.9
9.1 vs 9.2
9.1 vs 8.8
9.1 vs 8.5
9.1 vs 8.5
9.1 vs 9.0
9.1 vs 8.8
9.1 vs 8.8
9.1 vs 8.7
9.1 vs 9.2
9.1 vs 9.0
9.1 vs 8.9
9.1 vs 8.8
9.1 vs 9.6
9.1 vs 9.4
9.1 vs 9.4
9.1 vs 9.2
9.1 vs 9.1
9.1 vs 9.1
9.1 vs 9.1
9.1 vs 9.1
9.1 vs 8.8
9.1 vs 8.8- 9.1 vs 8.8
- 9.1 vs 8.8
9.1 vs 8.8- 9.1 vs 8.8
9.1 vs 8.5
9.1 vs 8.5
9.1 vs 8.5
9.1 vs 8.3
9.1 vs 8.2
9.1 vs 8.0
9.1 vs 8.0
Where mBank Slovensko is available
- Available
- Slovakia
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does the account cost each month?+
The monthly fee on mKonto is €0, which matches the site median of €0. mBank Slovensko sits at 1 of 419 brands on monthly fee, so the account is among the least costly to hold on the site.
How many ATM withdrawals are free?+
The account includes €70 in free ATM withdrawals, well above the site median of €0. On the free withdrawal ranking, mBank Slovensko sits at 31 of 115 brands, so regular cash users have room before they pay anything for a withdrawal.
Is it a debit card or a credit card?+
It is a debit card, debit, so spending draws on the balance in your account. There is no borrowing element to the account, which keeps the running cost simple but rules out paying a bill later from this card.
Can I get a virtual card for online shopping?+
The account carries virtual card and travel features, virtual card and travel. That gives you a card number for online bookings and subscriptions that sits apart from the physical card, which is handy if you would rather keep the main card for day to day spending.
Who is the account aimed at?+
The stated audience covers kids and business customers, kids and business. In practice that means a parent opening an account for a child, or a sole trader who wants the same debit card and ATM allowance rather than a separate business product.
How do I get help if something goes wrong?+
Help runs over the phone, phone, so you speak to someone directly rather than waiting on a written reply. If you would rather deal in writing, or you want a credit card rather than a debit one, debit, the alternatives on this page cover those needs.
Who is behind the account?+
The account is held by mBank S.A., pobočka zahraničnej banky, a Slovak branch of a foreign bank, and the group is based in Poland. Your deposits therefore sit with a branch of a foreign bank rather than a locally owned bank, which is worth weighing if you want an institution already familiar with the market.
Sources
- en.wikipedia.org/wiki/MBank checked September 26, 2026
Backs: Headquarters
“mBank is a Polish bank”
- thebanks.eu/banks/17708 checked September 26, 2026
Backs: Legal entity
“mBank S.A., pobočka zahraničnej banky (Slovakia) - Branch of foreign bank”
- mbank.sk/individualni checked September 26, 2026
Backs: Audience, Support channels
“Kontakt 0850 60 60 50”
- mbank.sk/individualni/karty/debetne-karty checked September 26, 2026
Backs: Card type
“Debetne karty - mKarta k uctu”
- mbank.sk/individualni/karty/virtualne-karty checked September 26, 2026
Backs: Features
“Virtualne karty - Pre vsetkych zadarmo; vybery doma aj v zahranici - mKonto”
- mbank.sk/individualni/ucty/mkonto checked September 26, 2026
Backs: Free ATM withdrawals, Monthly fee
“vedenie uctu, platby, trvale prikazy aj inkasa zadarmo - mKonto”
Compiled from 6 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Protection.
mBank Slovensko
A debit card with no monthly charge and a free ATM allowance for everyday use.