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MCB Seychelles review

Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026

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Our verdict

MCB Seychelles is a sensible pick for anyone banking in Seychelles who wants a straightforward Visa debit card for daily spending and holidays abroad. The free ATM allowance stands at SCR 0, and multi-currency and travel features sit on a card that runs on the Visa network.

Key facts

Best for
Everyday spending and travel paid from a Seychelles bank account.
Free ATM withdrawals
SCR 0 (Source, checked September 26, 2026)
Card type
Debit (Source, checked September 26, 2026)
Card network
Visa (Source, checked September 26, 2026)
Legal entity
The Mauritius Commercial Bank (Seychelles) Ltd (Source, checked September 26, 2026)
Headquarters
Seychelles (Source, checked September 26, 2026)
Founded
1991 to 1999 (Source, checked September 26, 2026)
Support channels
Phone, Email, Help-centre (Source, checked September 26, 2026)
Features
Multi-currency, Travel
Official website
mcbseychelles.com

Credit cards

Legal entity
The Mauritius Commercial Bank (Seychelles) Ltd (Source, checked September 26, 2026)
Headquarters
Seychelles (Source, checked September 26, 2026)
Founded
1991 to 1999 (Source, checked September 26, 2026)
Support channels
Phone, Email, Help-centre (Source, checked September 26, 2026)
Features
Multi-currency, Travel

Apps and profiles

Get the app
Google Play
Elsewhere
LinkedIn

Pros and cons

Pros

  • Multi-currency and travel features come as standard on the card, so holding and spending more than one currency is the point of it
  • Support runs on phone, email and help centre, with a phone line as well as email
  • The group gives its founding as 1,991 to 1,999, so the name behind the card is established rather than new
  • It is a debit card, which keeps spending tied to the money sitting in the account

Cons

  • Free ATM withdrawals run SCR 0, so plan cash before a trip rather than assuming a free allowance
  • For comparison, Wise sets its free ATM allowance at £250
  • Support runs on phone, email and help centre only, with no live chat among the channels
MCB Seychelles

Ready to try MCB Seychelles?

Scored 9.5 / 10 by DebitCue.

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Who it suits

  • Seychelles residents and visitors who want a bank-run Visa debit card for local spending
  • People who travel and want multi-currency and travel features on the card they use at home
  • Customers who would rather raise a problem by phone than in writing

Who should look elsewhere

  • Wise, if a fee-free ATM allowance matters most, since it lists £250
  • Starling Personal Account Debit Card, whose free ATM allowance reads £0
  • Upgrade OneCard, for a US dollar account instead, with a free ATM allowance of $0

The company behind it

MCB Seychelles trades as The Mauritius Commercial Bank (Seychelles) Ltd, with its headquarters in Seychelles. The group dates its founding to 1,991 to 1,999, so the name behind the card is established rather than new. Day to day help runs on phone, email and help centre, which means a phone line sits alongside email and a help centre.

How MCB Seychelles compares

Where MCB Seychelles is available

Available
Seychelles

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What kind of card does MCB Seychelles offer?+

It is a debit card, so spending draws on the money in the account rather than a credit line. The card runs on the visa network, which is accepted widely and is the network most travellers will recognise at a machine or till.

Can I hold more than one currency on the card?+

The card carries multi currency and travel, so it is aimed at people who hold or spend in more than one currency. Those features also make it a natural fit for trips away from the Seychelles rather than for purely local spending.

Are ATM withdrawals free?+

Free ATM withdrawals run SCR 0, which means cash comes at a cost on this card. If a trip involves several withdrawals, budget for each one rather than assuming a free allowance, and read the fees and charges terms before you travel.

Which company actually runs the account?+

The account is held with The Mauritius Commercial Bank (Seychelles) Ltd, with its headquarters in Seychelles. That is the entity named on the account terms, so it is the name to look for when a card or fee question needs checking.

How long has the bank been trading?+

The group gives its founding as 1,991 to 1,999, so the name behind the card is well established. Age alone does not tell you how an account runs, but it does mean this is an established bank rather than a recent entrant to the Seychelles market.

How do I get help if something goes wrong?+

Support runs on phone, email and help centre. A blocked payment or a disputed charge can be raised by phone, which is usually the quickest route, or handled in writing by email, with a help centre for self service questions.

Sources

Compiled from 6 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Monthly fee, Currency conversion fee, Protection.

MCB Seychelles

MCB Seychelles

Everyday spending and travel paid from a Seychelles bank account.

9.5/10See alternatives