National Bank of Iraq review
Updated October 13, 2026 · DebitCue Editorial Team
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Our verdict
For customers who want cards for daily spending and travel, National Bank of Iraq provides credit cards with local and international acceptance. It suits customers who value contactless payments, online shopping protection and lounge access alongside a lifestyle focused card range.
Key facts
Debit cards
Pros and cons
Pros
- Offers co branded airline card alongside platinum and infinite tiered options
- Includes contactless payments and protected online shopping for everyday use
- Provides local and international acceptance plus cash withdrawals through machines
- Adds airport lounge access linked through a lounge application on higher tiers
Cons
- Card range centres on travel and lifestyle rather than wider everyday purposes
- Lounge guest access is reserved for the highest tiered card option
Who it suits
- Customers seeking travel linked credit cards
- Customers wanting contactless and protected online payments
Who should look elsewhere
- Customers seeking simple non travel everyday cards
How National Bank of Iraq compares
Where National Bank of Iraq is available
- Available
- Iraq
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What credit cards does National Bank of Iraq offer?+
National Bank of Iraq presents its cards as a lifestyle choice rather than a basic payment tool. You can choose from a co branded airline card and two higher tiered cards that add travel benefits.
Where can customers use these cards?+
You can use the cards for local purchases and for payments abroad. They also support online shopping and cash withdrawals through machines and sales points, so you keep access beyond stores.
Who are the travel benefits aimed at?+
The range is aimed at customers who travel and value lounge access. You add the card to a lounge application to manage entry, with guest entry linked to the highest tiered option.
When was National Bank of Iraq founded?+
National Bank of Iraq was founded in 1995. (Source, checked September 26, 2026)
How can I contact National Bank of Iraq support?+
National Bank of Iraq offers support through Help-centre. (Source, checked September 26, 2026)
Sources
- nbi.iq/en/personal/about-us checked September 26, 2026
Backs: Founded
“The National Bank of Iraq was established in 1995 as a public shareholding company”
- nbi.iq/en/personal/cards checked September 26, 2026
Backs: Card type, Rewards type, Support channels
“Debit Cards”
- nbi.iq/en/personal/cards/credit-cards/nbi-visa-classic-card checked September 26, 2026
Backs: Card kind
“Visa Classic Credit Card”
Compiled from 3 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Annual fee, APR, Currency conversion fee.