Next Bank review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Next Bank suits anyone in Taiwan who wants a plain everyday debit card and does not want a monthly charge. The card is issued by Next Commercial Bank Co., Ltd. at a monthly fee of TWD 0, runs on visa, and gets help by chat and phone.
Key facts
- Best for
- A no monthly charge debit card for everyday spending in Taiwan.
- Monthly fee
- NT$0 (Source, checked September 26, 2026)
- Card type
- Debit (Source, checked September 26, 2026)
- Card network
- Visa (Source, checked September 26, 2026)
- Legal entity
- Next Commercial Bank Co., Ltd. (Source, checked September 26, 2026)
- Headquarters
- Taiwan (Source, checked September 26, 2026)
- Support channels
- Chat, Phone (Source, checked September 26, 2026)
- Official website
- nextbank.com.tw
Credit cards
Pros and cons
Pros
- Monthly fee of TWD 0 on the debit account, in line with the debit ranking median of €0
- Help on the phone, the channel most cards in the debit ranking carry at 68.6%, with chat alongside it
- Runs on visa, the most common network in the debit ranking at 59.8%
Cons
- Support runs on chat and phone only, with no email or help centre listed
- Based in Taiwan, so the account serves a single market
- A debit card, so it does not lend and carries no rewards structure
Who it suits
- Anyone in Taiwan who wants a debit card with a monthly fee of TWD 0 and help on the phone
- Shoppers who want a visa card and would rather talk a question through on the phone
- People who want one account for daily spending and prefer a plain debit card
Who should look elsewhere
- Anyone wanting to borrow: the Varo Believe Secured Credit Card is the route to a card that lends, where Next Bank is a debit card
- Anyone weighing price on its own, since Wise also lists a monthly fee of £0 and Chime Card (Secured Visa Credit Card) shows $0
How Next Bank compares
Where Next Bank is available
- Available
- Taiwan
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does the Next Bank card cost to hold each month?+
The monthly fee on the card is TWD 0, and the card is a debit card, so spending comes out of the money already in the account. DebitCue's debit ranking shows a median monthly fee of €0 and a top figure of €83.23, so this sits at the cheap end.
Which network does the Next Bank card run on?+
The card runs on visa, the most common network in DebitCue's debit ranking at 59.8%, ahead of 34.6%. A single network means one card works wherever visa acceptance sits, which covers most shops and cash machines at home and abroad.
How do you get help from Next Bank?+
Reach the team on chat and phone. Phone is the channel most debit cards in the DebitCue ranking carry, at 68.6%, while chat sits at 27.2%. The published support list for this card is limited to those two routes.
Who issues the card, and where are they based?+
The card comes from Next Commercial Bank Co., Ltd., which is based in Taiwan. That is a single market rather than a global account, so banking outside TW is not the reason to pick it. DebitCue's debit ranking covers 1,363 brands, and this one is built for local use.
Is the Next Bank card a credit card?+
No. The product is a debit card, drawing on the balance in the account rather than lending. Debit cards make up 100% of DebitCue's debit ranking, so this sits in the same family as the rest of that group. If you want a card that lends, look at the alternatives instead.
How does the monthly fee compare with other cards here?+
Next Bank's monthly fee of TWD 0 sits alongside £0 at Wise, $0 for the Varo Believe Secured Credit Card and $0 for the Chime Card. Price is not the way to separate them. The differences sit in card type, network and what the account is for.
Do you earn anything for spending on the card?+
The card is a plain debit card on the visa network, so rewards are not part of the deal. DebitCue's debits skew that way, with 31.1% carrying no rewards against 43.9% on cashback. Buyers chasing points should look elsewhere.
Sources
- nextbank.com.tw/contact checked September 26, 2026
Backs: Headquarters, Legal entity, Support channels
- nextbank.com.tw/product/card checked September 26, 2026
Backs: Card type, Monthly fee, Card network
“VISA 簽帳金融卡 VISA debit card”
Compiled from 2 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.