OP Financial Group review

Updated October 14, 2026 · DebitCue Editorial Team

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Our verdict

OP online card payments require OP credentials and strong identification with Mobile key or a traditional key-code list.

Key facts

Best for
Finland OP cardholders identifying themselves with Mobile key or a key-code list for online card payments
Legal entity
OP Bank Group Central Co-operative (Source, checked September 26, 2026)
Headquarters
Finland (Source, checked September 26, 2026)
Founded
1902 (Source, checked September 26, 2026)
Support channels
Phone (Source, checked September 26, 2026)
Official website
op.fi

Debit cards

Legal entity
OP Bank Group Central Co-operative (Source, checked September 26, 2026)
Headquarters
Finland (Source, checked September 26, 2026)
Founded
1902 (Source, checked September 26, 2026)
Support channels
Phone (Source, checked September 26, 2026)

Apps and profiles

Pros

Pros

  • OP online card payments require OP credentials and strong identification with Mobile key or a traditional key-code list.
  • When paying with an OP Visa or Mastercard, customers select Visa or Mastercard and their preferred identification method.
OP Financial Group

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Who it suits

  • Finland OP cardholders identifying themselves with Mobile key or a key-code list for online card payments

Everyday

OP online card payments require OP credentials and strong identification with Mobile key or a traditional key-code list. When paying with an OP Visa or Mastercard, customers select Visa or Mastercard and their preferred identification method.

Where OP Financial Group is available

Available
Finland
Licence in Finland
European Central Bank, checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Which company operates OP Financial Group?+

OP Financial Group is operated by OP Bank Group Central Co-operative. (Source, checked September 26, 2026)

Where is OP Financial Group based?+

OP Financial Group is based in Finland. (Source, checked September 26, 2026)

When was OP Financial Group founded?+

OP Financial Group was founded in 1902. (Source, checked September 26, 2026)

How can I contact OP Financial Group support?+

OP Financial Group offers support through Phone. (Source, checked September 26, 2026)

Sources

  • en.wikipedia.org/wiki/OP_Financial_Group checked September 26, 2026

    Backs: Founded, Headquarters, Legal entity, Licences

    “The first local cooperative credit societies were founded in 1902”

  • op.fi/hinnasto checked September 26, 2026

    Backs: Support channels

    “Puheluhinnasto”

Compiled from 2 source pages, checked October 14, 2026. We did not open an account.

Not confirmed yet: Annual fee, APR, Currency conversion fee, Rewards type.

OP Financial Group

OP Financial Group

Finland OP cardholders identifying themselves with Mobile key or a key-code list for online card payments

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