Paysafe review
Updated September 29, 2026 · DebitCue Editorial Team · Facts checked September 28, 2026
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Our verdict
Paysafe suits you if you want prepaid spending for everyday budgeting and online payments with Mastercard acceptance and clear spending control. Paysafe Holdings UK Limited operates under Financial Conduct Authority authorisation 900021, which supports confidence when you choose careful regulated prepaid use.
Key facts
- Best for
- Prepaid budgeting with Mastercard acceptance for everyday payments
- Monthly fee
- £4 (Source, checked September 28, 2026)
- Card type
- Prepaid (Source, checked September 28, 2026)
- Card network
- Mastercard (Source, checked September 28, 2026)
- Legal entity
- Paysafe Holdings UK Limited (Source, checked September 28, 2026)
- Headquarters
- United Kingdom (Source, checked September 28, 2026)
- Support channels
- Help-centre (Source, checked September 28, 2026)
- Official website
- paysafe.com
Apps and profiles
- Get the app
- App StoreGoogle Play
- Elsewhere
- WikidataWikipediaLinkedInXTrustpilot
Pros and cons
Pros
- Prepaid format described as prepaid helps you spend from loaded funds
- Mastercard acceptance through Mastercard supports everyday shops and online payments
- Clear operator identity as Paysafe Holdings UK Limited aids trust and comparison
Cons
- Monthly charge applies with fees of £4 for keeping the account active
- Support runs on help centre only
Who it suits
- Budget planners who prefer prepaid limits over bank account linkage
- Online shoppers who value Mastercard acceptance for everyday payments
- Readers comfortable using help centre guidance for account queries
Who should look elsewhere
- Shoppers wanting phone support should consider Payit over help centre only service
- Families wanting a teen focused card should consider Pixpay over general prepaid use
Deposit protection
Deposit protection rests on regulated status rather than a stated savings guarantee. Paysafe cites Financial Conduct Authority authorisation 900021 and Central Bank of Ireland authorisation 626671. You should check current disclosures for how client funds are held and what cover applies.
How Paysafe compares
8.2 vs 9.4
8.2 vs 9.0
8.2 vs 8.9
8.2 vs 9.2
8.2 vs 8.8
8.2 vs 8.5
8.2 vs 8.5
8.2 vs 9.0
8.2 vs 8.8
8.2 vs 8.8
8.2 vs 8.7
8.2 vs 9.2
8.2 vs 9.0
8.2 vs 8.9
8.2 vs 8.8
8.2 vs 9.6
8.2 vs 9.2
8.2 vs 9.1
8.2 vs 9.1
8.2 vs 9.1
8.2 vs 8.9
8.2 vs 8.8
8.2 vs 8.8- 8.2 vs 8.8
- 8.2 vs 8.8
8.2 vs 8.8
8.2 vs 8.5
8.2 vs 8.5
8.2 vs 8.5
8.2 vs 8.3
8.2 vs 8.2
8.2 vs 8.0
8.2 vs 8.0
Where Paysafe is available
- Available
- Australia, Austria, Belgium, Bulgaria, Canada, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Georgia, Germany, Greece, Hungary, Iceland, Ireland, Italy, Kuwait, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Mexico, Moldova, Montenegro, Netherlands, New Zealand, Norway, Paraguay, Peru, Poland, Portugal, Romania, Saudi Arabia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Turkey, United Arab Emirates, United Kingdom, United States, Uruguay
- Licence in United Kingdom
- Financial Conduct Authority (900021), checked September 28, 2026
- Licence in Ireland
- Central Bank of Ireland (626671), checked September 28, 2026
Countries from the brand (Source, checked September 28, 2026)
Frequently asked questions
What type of card does Paysafe offer?+
Paysafe has a prepaid structure described as prepaid, so you load funds before you spend and you manage limits through prepayment. That structure suits budgeting and online payments where you prefer to avoid bank account linkage.
Does Paysafe charge a monthly fee?+
Paysafe charges fees of £4 for the account, so you should factor that holding cost into your budget. The fee applies for account maintenance rather than per payment, which helps you compare ongoing cost with other prepaid options.
Which card network does Paysafe use?+
Payments run on Mastercard, so you can use the card where that network is accepted for shops and online checkouts. That coverage helps for everyday retail and travel spending, subject to merchant acceptance and account funds.
Which company operates Paysafe?+
Paysafe Holdings UK Limited is identified as Paysafe Holdings UK Limited, which clarifies the operating company behind the product. Knowing the legal entity helps you check disclosures and understand which company provides your prepaid account.
How is Paysafe regulated?+
Paysafe is authorised by the Financial Conduct Authority under 900021 and by the Central Bank of Ireland under 626671. Dual regulation helps you confirm oversight in those markets before you apply.
How do you get help with Paysafe?+
Support runs on help centre, so you find guides and answers through the online help centre. That setup suits readers who prefer self service, while those wanting phone or chat help may prefer another provider.
Where is Paysafe based?+
Paysafe reports its base as GB, which helps you understand its operating home and market focus. That detail matters when you compare service coverage, language support and regulatory context across prepaid providers.
Sources
- ir.paysafe.com/company-information/faq checked September 28, 2026
Backs: Headquarters
“United Kingdom”
- paysafe.com checked September 28, 2026
Backs: Support channels
“Help & support”
- paysafe.com/en/paysafegroup/regulatory-disclosures checked September 28, 2026
Backs: Card network, Licences
“PaysafeCard Mastercard Cards are issued in the EEA by Paysafe Prepaid Services Limited”
- paysafe.com/us-en checked September 28, 2026
Backs: Legal entity
“Copyright © 2026 Paysafe Holdings UK Limited.”
- paysafecard.com/en-gb/fees-limits checked September 28, 2026
Backs: Card type, Monthly fee
“PaysafeCard prepaid code”
Compiled from 5 source pages, checked September 28, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.