Piraeus Bank review
Updated October 12, 2026 · DebitCue Editorial Team
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Our verdict
Piraeus Bank focuses on card choice with a debit type for everyday spending and a credit kind for added flexibility. It suits people who want balance linked spending with broad acceptance for daily purchases in shops and online and straightforward use.
Key facts
- Best for
- Everyday spending with debit control and credit option
- Card type
- Debit (Source, checked September 26, 2026)
- Card network
- Visa (Source, checked September 26, 2026)
- Legal entity
- PIRAEUS BANK Société Anonyme (S.A.) (Source, checked September 26, 2026)
- Headquarters
- Greece (Source, checked September 26, 2026)
- Official website
- piraeusbank.gr
Credit cards
- Annual fee
- €0 (Source, checked September 26, 2026)
- APR
- 15.95% (Source, checked September 26, 2026)
- Card kind
- Credit (Source, checked September 26, 2026)
- Legal entity
- PIRAEUS BANK Société Anonyme (S.A.) (Source, checked September 26, 2026)
- Headquarters
- Greece (Source, checked September 26, 2026)
- Pricing model
- No annual fee
Pros
Pros
- Debit type linked to available balance for everyday spending control
- Card network acceptance supports in store and online daily payments
- Credit kind available alongside debit type for flexible planning
Who it suits
- People seeking debit control for everyday spending
- People seeking broad acceptance for daily purchases
How Piraeus Bank compares
Where Piraeus Bank is available
- Available
- Greece
- Licence in Greece
- Bank of Greece (MiCA CASP 213800OYHR1MPQ5VJL60), checked September 26, 2026, also valid in Greece
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What card types does Piraeus Bank cover?+
Piraeus Bank covers a debit type alongside a credit kind. The debit type supports spending tied to available balance for everyday use. The credit kind adds an alternative structure for planning purchases with flexibility.
How does card acceptance work for Piraeus Bank?+
Piraeus Bank cards use a card network for payments in shops and online. Acceptance follows where the network is accepted for daily purchases. Shoppers can reflect on preferred shops and online habits before choosing a card type.
Who might consider Piraeus Bank for debit cards?+
Piraeus Bank may appeal to people who prefer debit control for everyday spending. It also gives a credit kind for those who want an alternative structure. Consider spending habits, currency needs and preferred card structure before choosing.
Which company operates Piraeus Bank?+
Piraeus Bank is operated by PIRAEUS BANK Société Anonyme (S.A.). (Source, checked September 26, 2026)
Where is Piraeus Bank based?+
Piraeus Bank is based in Greece. (Source, checked September 26, 2026)
Sources
- esma.europa.eu/sites/default/files/2024-12/CASPS.csv checked September 26, 2026
Backs: Headquarters, Legal entity, Licences
“ae_homeMemberState=GR”
- piraeusbank.gr/en/support/deposit-interest-and-lending-rates checked September 26, 2026
Backs: APR
“Piraeus Visa Classic - Rate for Purchases 15.95%”
- piraeusbank.gr/en/individuals/banking-products-and-servic... checked September 26, 2026
Backs: Card type, Card network
“The Piraeus Visa Debit card is issued free of charge”
- piraeusbank.gr/en/individuals/banking-products-and-servic... checked September 26, 2026
Backs: Annual fee, Card kind, Pricing model
“Piraeus Visa Classic Credit card - No annual fee for the first year”
Compiled from 4 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.