Credit card

DBS Bank POSB Everyday Card

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MASTERCARD

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Card review

DBS Bank POSB Everyday Card

4.1 8.2/10 DebitCue Score Verified Jun 20, 2026

Singapore's go-to daily cashback card for groceries, food delivery, and transport

Fee: $196.2 SGD/yr (≈ $150); First year waived
Purchase APR: from 27.8%
Interest-free: 25 days
Foreign fee: 3.25%

Rewards

Up to 10% on online food delivery, SimplyGo, Malaysia MYR spend; 5% at Sheng Siong, online shopping; 20.1% fuel savings at SPC; 0.3% unlimited base

Welcome offer

S$300 cashback or eCapitaVouchers (S$340) for new cardholders

Our verdict

What stands out, and where it falls short.

What we like

Up to 10% on online food delivery, SimplyGo, Malaysia…
Welcome bonus

Worth weighing

$196.2 SGD/yr (≈ $150) card fee
3.25% foreign transaction fee

Who It Is For

Whether the DBS Bank POSB Everyday Card fits how you actually spend.

Pick it if you are

People who want rewards on their spending

Skip it if you are

Light spenders who won't beat the $196.2 SGD/yr (≈ $150) fee
Frequent international travelers

Rates and fees

As of June 20, 2026

All amounts shown in SGD.

Card fee: $196.2 SGD/yr (≈ $150)
Purchase APR: from 27.8%
Interest-free period: 25 days
Foreign transaction fee: 3.25%
Cash Advance APR: 28.5% p.a.

Rewards and features

Rewards: Up to 10% on online food delivery, SimplyGo, Malaysia MYR spend; 5% at Sheng Siong, online shopping; 20.1% fuel savings at SPC; 0.3% unlimited base
Welcome offer: S$300 cashback or eCapitaVouchers (S$340) for new cardholders
Pay with: Apple Pay, Google Pay, Contactless
Bonus Cashback Condition: Min. S$800/month spend required for all bonus category rates
Malaysia Spend Bonus: 10% cashback on in-store spend in Malaysian Ringgit, capped S$20/month
Key Merchants: Foodpanda, Deliveroo, Amazon.sg, Lazada, Shopee, Sheng Siong, SPC, Pet Lovers Centre, POPULAR

Eligibility

What you need before you apply.

Minimum Annual Income: S$30,000 (Singaporeans/PRs); S$45,000 (foreigners)

DBS Bank POSB Everyday Card: your questions answered

How much does the DBS Bank POSB Everyday Card cost?

The DBS Bank POSB Everyday Card costs $196.2 SGD/yr (≈ $150). First year waived.

What rewards does the DBS Bank POSB Everyday Card earn?

The DBS Bank POSB Everyday Card earns Up to 10% on online food delivery, SimplyGo, Malaysia MYR spend; 5% at Sheng Siong, online shopping; 20.1% fuel savings at SPC; 0.3% unlimited base.

Does the DBS Bank POSB Everyday Card charge foreign transaction fees?

Yes - the DBS Bank POSB Everyday Card charges a 3.25% foreign transaction fee.

Is there an interest-free period on the DBS Bank POSB Everyday Card?

Yes - up to 25 days interest-free when you pay your balance in full by the due date.

What is the interest rate on the DBS Bank POSB Everyday Card?

The DBS Bank POSB Everyday Card has a purchase APR of from 27.8%.

Does the DBS Bank POSB Everyday Card have a welcome offer?

Yes - S$300 cashback or eCapitaVouchers (S$340) for new cardholders.

Is the DBS Bank POSB Everyday Card a credit, debit or prepaid card?

The DBS Bank POSB Everyday Card is a credit card issued by DBS Bank on the Mastercard network.

Does the DBS Bank POSB Everyday Card support Apple Pay and Google Pay?

Yes - the DBS Bank POSB Everyday Card works with both Apple Pay and Google Pay.

Where can I get the DBS Bank POSB Everyday Card?

The DBS Bank POSB Everyday Card is currently offered in India, Indonesia, Japan, Malaysia, Philippines, Singapore, South Korea, Taiwan and 2 more.

How does DebitCue rate the DBS Bank POSB Everyday Card?

DebitCue rates the DBS Bank POSB Everyday Card 4.1 out of 5 (8.2/10), scored on the same factors as every card - fees, rewards, perks and ease of use.