DBS Bank POSB Everyday Card review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
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Our verdict
The DBS Bank POSB Everyday Card suits everyday spenders in Singapore who want cashback, with an annual fee of SGD 0 and rewards of Up to 9% cash rebates or 5 miles per S$1 (18X yuu Points). The trade-off is currency conversion, where fees run 1% to 3.25%.
Key facts
- Best for
- Everyday spending in Singapore with cashback and no annual charge.
- Annual fee
- SGD 0 (Source, checked September 26, 2026)
- Currency conversion fee
- 1% to 3.25% (Source, checked September 26, 2026)
- Rewards type
- Cashback (Source, checked September 26, 2026)
- Rewards rate
- Up to 9% cash rebates or 5 miles per S$1 (18X yuu Points) (Source, checked September 26, 2026)
- Perks
- Free PAssion membership worth S$12 (5-year membership fee waived perpetually), Yuu Points redeemable for instant cash rebates or 5 airline miles per S$1, PAssion member rates at Community Club courses, facilities and PA outlets, Complimentary National Library Board partner membership (borrow up to 24 items), S$5 eCapitaVoucher at 4,500 STAR$, Mastercard contactless tap and go for purchases below S$200 and NETS acceptance, PayNow and SimplyGo bus and train payments on the same card (Source, checked September 26, 2026)
- Card kind
- Credit (Source, checked September 26, 2026)
- Legal entity
- DBS Bank Ltd (Source, checked September 26, 2026)
- Headquarters
- Singapore (Source, checked September 26, 2026)
- Support channels
- Phone, Help-centre (Source, checked September 26, 2026)
- Pricing model
- No annual fee
- Features
- Rewards
- Official website
- posb.com.sg
Pros and cons
Pros
- Annual fee SGD 0 on a no annual fee model, so the card costs nothing to keep each year.
- Rewards of Up to 9% cash rebates or 5 miles per S$1 (18X yuu Points) on a cashback structure, redeemable as instant cash rebates or airline miles.
- One card handles PayNow, SimplyGo bus and train payments, Mastercard contactless and NETS.
- PAssion membership with the fee waived, plus member rates at Community Club courses and facilities.
Cons
- Currency conversion fees run 1% to 3.25%, so foreign purchases cost more than spending in Singapore.
- Support runs on phone and help centre only, so no live chat or email route is listed.
Who it suits
- Singapore residents who pay bills, groceries and transport locally and want cashback.
- People already using PAssion, PayNow or SimplyGo who want one card for daily payments.
- Cardholders who prefer cashback payouts over points or miles schemes.
Who should look elsewhere
- Frequent overseas spenders, who can weigh conversion fees of 1% to 3.25% against Wise, whose annual fee is £0.
- Anyone after a secured line, who should look at the Varo Believe Secured Credit Card with an annual fee of $0.
- Readers who want Visa rather than Mastercard, who can weigh the Chime Card (Secured Visa Credit Card) with an annual fee of $0.
Fees and currency costs
The annual fee is SGD 0 under a no annual fee model, so there is no annual charge to weigh. The cost to judge sits elsewhere: currency conversion fees run 1% to 3.25% on foreign spend, and that range decides the card for anyone paying outside Singapore regularly.
Who runs it
The card is issued by DBS Bank Ltd, which is headquartered in Singapore and supervised there by the Monetary Authority of Singapore. Card questions run through phone and help centre, so a phone line or the help centre are the listed ways to reach the bank, and rewards or fee queries are handled in the same channels.
How DBS Bank POSB Everyday Card compares
9.2 vs 9.0
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Where DBS Bank POSB Everyday Card is available
- Available
- Singapore
- Licence in Singapore
- Monetary Authority of Singapore, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Is there an annual fee to hold this card?+
The annual fee is SGD 0 and the card runs on a no annual fee model, so keeping it open costs nothing each year in fees. Rewards are the reason to hold it, at Up to 9% cash rebates or 5 miles per S$1 (18X yuu Points).
What does it cost to spend in another currency?+
Currency conversion fees run 1% to 3.25%, so foreign purchases carry a markup over the rate the card converts at. Anyone paying in another currency regularly will feel this far more than the SGD 0 annual fee.
Is it a credit card or a debit card?+
It is a credit card rather than a prepaid or debit product, and the rewards type is cashback. The Up to 9% cash rebates or 5 miles per S$1 (18X yuu Points) rate is the headline return, paid through yuu Points that can be redeemed as instant cash rebates or airline miles.
Who runs the card and which regulator is listed?+
The card is issued by DBS Bank Ltd, headquartered in Singapore, and the Monetary Authority of Singapore is the regulator listed for it. Questions on fees or rewards are handled by the bank itself, through phone and help centre, rather than by a separate platform.
What do cardholders get besides cashback?+
Perks run beyond cashback: PAssion membership with the fee waived, PAssion member rates at Community Club courses and facilities, Mastercard contactless and NETS acceptance, and PayNow with SimplyGo bus and train payments on the same card. Other extras in Free PAssion membership worth S$12 (5 year membership fee waived perpetually), yuu Points redeemable for instant cash rebates or 5 airline miles per S$1 and PAssion member rates at Community Club courses, facilities and PA outlets include library partner membership.
How do I reach someone for help?+
Support runs on phone and help centre, so a phone line and a help centre are the listed routes. Questions about rewards, fees or the no annual fee model are handled through those channels, with no live chat or email route listed.
Sources
- dbs.com.sg/personal/non-singapore-residents/announcement.... checked September 26, 2026
Backs: Headquarters, Licences
“the Bank will be acting from its Head Office in Singapore ("DBS Bank Singapore")”
- posb.com.sg checked September 26, 2026
Backs: Legal entity, Support channels
“(c)2026 DBS Bank Ltd Co. Reg. No. 196800306E”
- posb.com.sg/personal/cards/debit-cards/passion-posb-debit... checked September 26, 2026
Backs: Annual fee, Card kind, Features, Pricing model, Perks, Rewards rate, Rewards type
“Annual Fee S$0”
- posb.com.sg/personal/cards/rates-and-fees.page checked September 26, 2026
Backs: Currency conversion fee
“For foreign currency transactions converted by Visa/Mastercard, a conversion factor of 1% is applied on the converted amount. ... Our prevailing administrative fee is up to 2.65% on the converted...”
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: APR.
DBS Bank POSB Everyday Card
Everyday spending in Singapore with cashback and no annual charge.