Raiffeisen Bank Kosova review
Updated October 12, 2026 · DebitCue Editorial Team
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Our verdict
Raiffeisen Bank Kosova puts credit cards alongside personal, green and housing loans within everyday banking in Kosovo. It combines account packs with mobile management and contactless payments for people who want one bank for borrowing, spending and daily money tasks.
Key facts
- Best for
- Everyday banking with cards and loans in Kosovo
- Card kind
- Credit (Source, checked September 26, 2026)
- Legal entity
- Raiffeisen Bank Kosovo J.S.C. (Source, checked September 26, 2026)
- Headquarters
- Kosovo (Source, checked September 26, 2026)
- Founded
- 2003 (Source, checked September 26, 2026)
- Support channels
- Email, Phone (Source, checked September 26, 2026)
- Features
- Travel
- Official website
- raiffeisen-kosovo.com
Debit cards
- Card type
- Debit (Source, checked September 26, 2026)
- Card network
- Visa (Source, checked September 26, 2026)
- Legal entity
- Raiffeisen Bank Kosovo J.S.C. (Source, checked September 26, 2026)
- Headquarters
- Kosovo (Source, checked September 26, 2026)
- Founded
- 2003 (Source, checked September 26, 2026)
- Support channels
- Email, Phone (Source, checked September 26, 2026)
- Features
- Travel
Pros and cons
Pros
- Offers credit cards together with personal, green and housing loans.
- Provides a mobile app that manages accounts, transfers, payments and phone top-ups.
- Includes an account pack designed for younger customers aged sixteen to twenty-seven.
Cons
- Focuses its banking presence on Kosovo, which limits choice outside that market.
- Restricts its youth account pack to online openings, which excludes branch openings.
Who it suits
- Young customers wanting digital banking and card payments
- Borrowers planning personal, green or housing goals
- Phone first users managing accounts and payments on the move
Who should look elsewhere
- People seeking banking outside Kosovo
How Raiffeisen Bank Kosova compares
Frequently asked questions
Who is Pako Vibe for?+
Pako Vibe serves customers aged sixteen to twenty-seven who want a digital bank without visiting a branch. It offers benefits when paying by card and suits people seeking an account pack for that age group. The pack applies only to accounts opened online.
What does the mobile app allow customers to do?+
The mobile app allows customers to manage accounts, make transfers and handle payments from a phone. It also supports phone top-ups and applications for loans directly on the device. The app brings core banking tasks together for use on the move.
Where does Raiffeisen Bank Kosova operate?+
Raiffeisen Bank Kosova operates as a bank in Kosovo for everyday and future financial needs. It serves people seeking accounts, cards, loans and mobile banking within the country. The offer centres on digital access, contactless payments and responsible green products.
Where is Raiffeisen Bank Kosova based?+
Raiffeisen Bank Kosova is based in Kosovo. (Source, checked September 26, 2026)
When was Raiffeisen Bank Kosova founded?+
Raiffeisen Bank Kosova was founded in 2003. (Source, checked September 26, 2026)
How can I contact Raiffeisen Bank Kosova support?+
Raiffeisen Bank Kosova offers support through Email, Phone. (Source, checked September 26, 2026)
Sources
- raiffeisen-kosovo.com/en/personal/products/cards/debit-ca... checked September 26, 2026
Backs: Card type, Features, Card network
“Debit Card - Your money. Your Control. Anywhere.”
- raiffeisen-kosovo.com/sq/individe/produktet/kartelat/kred... checked September 26, 2026
Backs: Card kind
“Kredit Kartela - Ndani pagesat deri ne 36 keste”
- raiffeisen-kosovo.com/sq/individe/udhezime/na-kontaktoni.... checked September 26, 2026
Backs: Headquarters, Support channels
- raiffeisen-kosovo.com/sq/rreth-nesh/banka-raiffeisen/hist... checked September 26, 2026
Backs: Founded
“Ne qershor te vitit 2003, Banka u riemertua si Banka Raiffeisen ne Kosove”
- raiffeisen-kosovo.com/sq/rreth-nesh/banka-raiffeisen/pajt... checked September 26, 2026
Backs: Legal entity
“Kjo faqe interneti eshte ne pronesi dhe administrohet nga Raiffeisen Bank Kosovo J.S.C.”
Compiled from 5 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Annual fee, APR, Currency conversion fee, Rewards type.