Raiffeisen Bank Serbia review

The monthly fee is RSD 0, and that covers the account behind both the debit card and the credit card. The monthly fees on cards compared here reach €99 at the top end, so this sits at the bottom of the range.

Yes. The offer covers a debit card and a credit card, so the everyday spending side and the borrowing side sit with the same bank. That matters if you would rather handle both from one place than split them across providers.

Both cards sit on the visa network, which is the most common choice across the cards compared here at 58.6%. A single network keeps acceptance simple, and both a debit card and a credit card run on it.

No. The rewards type is none, so spending on either card earns nothing back. Cards with cashback make up 49.5% of the cards compared here, so if rewards matter to you, this is the wrong end of the market.

Support runs on email, chat and phone, so help is available through more than one channel rather than post alone. A help centre is the most common support setup among the cards compared here, at 75.6%.

The account is held with Raiffeisen banka a.d. Beograd, a bank founded in 2001 and based in Serbia. Both the debit card and the credit card sit under that same legal entity, and support runs on email, chat and phone for either of them.

It suits customers in Serbia who want everyday spending and borrowing held by one bank, and who would rather not pay a monthly charge: the fee is RSD 0. It is less useful for anyone shopping mainly for rewards, since the rewards type is none.

The monthly fee here is RSD 0, alongside $0 at Varo Believe Secured Credit Card, £0 at Wise and $0 at Chime Card. All four are free to hold each month, so the deciding factor is the kind of card rather than the monthly cost.