RBC Royal Bank Bahamas review

Updated October 12, 2026 · DebitCue Editorial Team

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Our verdict

For travellers in the Bahamas, RBC Royal Bank Bahamas provides a credit card with a travel focus and points type rewards. It suits people who want hotel and dining benefits plus trip cover alongside phone and written guidance for everyday card use.

Key facts

Best for
Travellers seeking points rewards for trips
Monthly fee
CA$120 (Source, checked September 26, 2026)
Card network
Visa (Source, checked September 26, 2026)
Legal entity
Royal Bank of Canada (Source, checked September 26, 2026)
Headquarters
Canada (Source, checked September 26, 2026)
Founded
1864 (Source, checked September 26, 2026)
Support channels
Phone, Email, Help-centre (Source, checked September 26, 2026)
Features
Travel
Official website
rbcroyalbank.com

Credit cards

Annual fee
CA$120 (Source, checked September 26, 2026)
APR
20.99% to 22.99% (Source, checked September 26, 2026)
Rewards type
Points (Source, checked September 26, 2026)
Rewards rate
1 Avion point per $1 CAD, 1.25 Avion points on travel related purchases (Source, checked September 26, 2026)
Perks
Automatic Avion Rewards Elite membership, Avion points never expire, Unlimited emergency medical insurance, Travel accident insurance, Trip cancellation and trip interruption insurance, Mobile device insurance, Purchase security and extended warranty insurance, Auto rental collision/loss damage waiver, Visa Infinite Hotel Collection and dining benefits, 24/7 Visa Infinite concierge, Petro-Canada linked loyalty savings, Free 12-month DashPass subscription with DoorDash (Source, checked September 26, 2026)
Card kind
Credit (Source, checked September 26, 2026)
Legal entity
Royal Bank of Canada (Source, checked September 26, 2026)
Headquarters
Canada (Source, checked September 26, 2026)
Founded
1864 (Source, checked September 26, 2026)
Support channels
Phone, Email, Help-centre (Source, checked September 26, 2026)
Features
Travel

Apps and profiles

Pros

Pros

  • Travel focused credit card earning points through an automatic rewards membership
  • Hotel and dining benefits with concierge style assistance for trip planning
  • Trip cover with rental vehicle, device and purchase protection for reassurance

Ready to try RBC Royal Bank Bahamas?

Who it suits

  • Travellers who prefer points based rewards
  • People who value travel cover and assistance

Where RBC Royal Bank Bahamas is available

Available
Canada

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What kind of card does RBC Royal Bank Bahamas offer?+

RBC Royal Bank Bahamas offers a credit card with a travel focus that runs on a global card network. It is designed for everyday spending and trip related spending. Rewards accrue as points through a linked rewards membership.

What rewards come with the card?+

The card earns points type rewards for spending through a linked programme membership. Points remain available over time and support future trip goals. Everyday purchases and travel spending both contribute toward the same points balance.

What travel related benefits does the card include?+

The card includes hotel collection and dining benefits with concierge style assistance for planning. It also provides cover for trip interruption, rental vehicle incidents and travel accidents. Mobile device cover plus purchase security and extended warranty protection complete the package.

Does RBC Royal Bank Bahamas charge a monthly fee?+

The monthly fee at RBC Royal Bank Bahamas is CA$120. (Source, checked September 26, 2026)

Which company operates RBC Royal Bank Bahamas?+

RBC Royal Bank Bahamas is operated by Royal Bank of Canada. (Source, checked September 26, 2026)

Where is RBC Royal Bank Bahamas based?+

RBC Royal Bank Bahamas is based in Canada. (Source, checked September 26, 2026)

When was RBC Royal Bank Bahamas founded?+

RBC Royal Bank Bahamas was founded in 1864. (Source, checked September 26, 2026)

How can I contact RBC Royal Bank Bahamas support?+

RBC Royal Bank Bahamas offers support through Phone, Email, Help-centre. (Source, checked September 26, 2026)

Sources

Compiled from 3 source pages, checked October 14, 2026. We did not open an account.

Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Card type, Protection.

RBC Royal Bank Bahamas

Travellers seeking points rewards for trips

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