Republic Bank Grenada review

Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.

Our verdict

Republic Bank Grenada suits people in Grenada who want a plain Visa debit card for everyday spending and do not mind a monthly charge. The account is a debit card rather than a credit card, it charges $3.45 each month, and the free ATM allowance is XCD 0.

Key facts

Best for
A straightforward Visa debit card for everyday banking in Grenada, for anyone happy to pay a monthly fee.
Monthly fee
$3.45 (Source, checked September 26, 2026)
Free ATM withdrawals
EC$0 (Source, checked September 26, 2026)
Card type
Debit (Source, checked September 26, 2026)
Card network
Visa (Source, checked September 26, 2026)
Legal entity
Republic Bank (Grenada) Limited (Source, checked September 26, 2026)
Headquarters
Grenada (Source, checked September 26, 2026)
Support channels
Phone, Email (Source, checked September 26, 2026)
Official website
republicgrenada.com

Credit cards

Legal entity
Republic Bank (Grenada) Limited (Source, checked September 26, 2026)
Headquarters
Grenada (Source, checked September 26, 2026)
Support channels
Phone, Email (Source, checked September 26, 2026)

Pros and cons

Pros

  • The card is a debit card on the visa network, so spending comes straight from your own account.
  • Support runs on phone and email, so you can reach the bank by phone or by email.
  • visa is the most common network among the cards here, at 58.6% of them, so acceptance should be broad.
  • A fixed monthly fee of $3.45 is simple to budget for month to month.

Cons

  • It charges a monthly fee of $3.45, while the median monthly fee on the site is €0.
  • Free ATM withdrawals come to XCD 0, so cash withdrawals carry a charge.
  • It ranks 368 of 419 brands on monthly fee, so price is its weak point.

Ready to try Republic Bank Grenada?

Scored 8.5 / 10 by DebitCue.

Who it suits

  • People in Grenada who bank with a local branch and want a Visa debit card for daily spending.
  • Readers who prefer one fixed monthly charge to paying for each transaction.
  • Anyone who wants to spend from a bank balance rather than borrow on a credit card.

Who should look elsewhere

  • Wise, if you would rather pay a monthly fee of £0.
  • Varo Believe Secured Credit Card, if a secured credit card with a monthly fee of $0 suits you better.
  • Chime Card, if a card with a monthly fee of $0 and a secured Visa credit line fits your plans.

How Republic Bank Grenada compares

Where Republic Bank Grenada is available

Available
Grenada

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much does Republic Bank Grenada cost each month?+

The monthly fee is $3.45. Across the cards tracked here, the median monthly fee is €0, so this is a standing charge rather than a free account. It ranks 368 of 419 brands on monthly fee, which is a fair sign of where it sits on price.

Does the card come with free ATM withdrawals?+

Free ATM withdrawals come to XCD 0 under the published rates. The median free allowance across the site is €0, and some cards here allow far more. If you take cash out often, it is worth budgeting for a charge on every withdrawal.

Is this a debit card or a credit card?+

It is a debit card, so spending comes straight out of your account balance and there is no borrowing. Debit cards make up 74.3% of the cards compared here, which makes this a common type of account. A credit card works differently, with balances repaid later.

Which card network does Republic Bank Grenada use?+

The card runs on visa, the network behind the largest share of the cards compared here at 58.6%. That should mean the card is accepted at shops and machines across many countries, which keeps everyday use straightforward.

How do I get help from the bank?+

Support runs on phone and email, so phone and email are the routes in. Phone is the channel 67.3% of the cards here rely on, and email reaches 58.1% of them, so keeping your account details to hand should speed things up.

Who holds the account and where is the bank based?+

The account is held with Republic Bank (Grenada) Limited, which is based in Grenada. A bank operating from Grenada suits readers who bank locally and want the card for spending at home, rather than someone opening an account built for holding many currencies.

How does the cost compare with other cards on the site?+

Its cost score is 1.1 and its overall score is 1.1. The median monthly fee across the brands listed is €0, and the top of the range reaches €99, so price is this card's clearest weakness.

Which cards on the site cost less each month?+

Wise has a monthly fee of £0, Varo Believe Secured Credit Card charges $0, and Chime Card has a monthly fee of $0. Each of those sits below $3.45 on this card.

Sources

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Currency conversion fee, Protection.

Republic Bank Grenada

A straightforward Visa debit card for everyday banking in Grenada, for anyone happy to pay a monthly fee.

8.5/10See alternatives