Sogebank review

The current account carries a monthly fee of HTG 0, so there is nothing to pay simply for keeping it open. That applies to the account itself, while card perks are tied to particular cards: reimbursement of spending abroad in Haitian gourdes is listed for Classic Internationale, Gold and Visa Platinum (Reimbursement in Haitian gourdes of spending made abroad (Classic Internationale, Gold, Visa Platinum), Cash advances at Sogebank branches and ATMs (Classic Locale) and Financing over 24 months in gourdes (Classic Locale, Classic Internationale, Visa Platinum)).

The Sogebank card is a debit card on the visa network, and its card kind is credit. Visa is the most common network here, covering 58.6% of the listings. The current account itself has a monthly fee of HTG 0.

The range is built for multi currency and travel use. The listed perks cover withdrawal at ATMs worldwide and reimbursement in Haitian gourdes of spending made abroad on Classic Internationale, Gold and Visa Platinum cards, plus cash advances at Sogebank branches and ATMs on the Classic Locale card (Reimbursement in Haitian gourdes of spending made abroad (Classic Internationale, Gold, Visa Platinum), Cash advances at Sogebank branches and ATMs (Classic Locale) and Financing over 24 months in gourdes (Classic Locale, Classic Internationale, Visa Platinum)).

The account covers 2 currencies, with multi-currency and travel among its features (multi currency and travel). Spending abroad on Classic Internationale, Gold and Visa Platinum is reimbursed in Haitian gourdes, which keeps the local currency central while the card is used overseas (Reimbursement in Haitian gourdes of spending made abroad (Classic Internationale, Gold, Visa Platinum), Cash advances at Sogebank branches and ATMs (Classic Locale) and Financing over 24 months in gourdes (Classic Locale, Classic Internationale, Visa Platinum)).

Rewards come in miles, and they sit with the AAdvantage cards rather than the whole range. The listed rewards rate is more generous on the AAdvantage Black card than on the AAdvantage Gold card, which also adds lounge access in many countries and a car rental waiver in the US and Canada (Reimbursement in Haitian gourdes of spending made abroad (Classic Internationale, Gold, Visa Platinum), Cash advances at Sogebank branches and ATMs (Classic Locale) and Financing over 24 months in gourdes (Classic Locale, Classic Internationale, Visa Platinum)).

Sogebank is La Societe Generale Haitienne de Banque S.A., based in Haiti (HT) and founded in 1986. It is a domestic bank, so the account is held in Haitian gourdes, and the Classic Locale card adds cash advances at Sogebank branches and ATMs (Reimbursement in Haitian gourdes of spending made abroad (Classic Internationale, Gold, Visa Platinum), Cash advances at Sogebank branches and ATMs (Classic Locale) and Financing over 24 months in gourdes (Classic Locale, Classic Internationale, Visa Platinum)).

Support runs on phone and help centre, so a phone line and a help centre are the routes for card questions, and no chat or email channel appears among them. Questions about ATM access abroad, lounge cover and reimbursement in gourdes sit with the product information on Reimbursement in Haitian gourdes of spending made abroad (Classic Internationale, Gold, Visa Platinum), Cash advances at Sogebank branches and ATMs (Classic Locale) and Financing over 24 months in gourdes (Classic Locale, Classic Internationale, Visa Platinum).

The range splits by use. The Classic Locale card covers cash advances at Sogebank branches and ATMs, Classic Internationale, Gold and Visa Platinum carry reimbursement of spending abroad in gourdes, and AAdvantage Black adds lounge and car rental cover (Reimbursement in Haitian gourdes of spending made abroad (Classic Internationale, Gold, Visa Platinum), Cash advances at Sogebank branches and ATMs (Classic Locale) and Financing over 24 months in gourdes (Classic Locale, Classic Internationale, Visa Platinum)). The account fee stays at HTG 0 whichever card you hold.